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OFG is a mid-cap, publicly traded, diversified modern financial services holding company with operations spanning OFG Bancorp, US Banking and Chello, alongside new and innovative FinTech offerings. Our digital platforms, deliver unique value to important segments of the US marketplace – ranging from enterprise businesses to small and midsized entrepreneurs. And our core banking operations provide a wide range of retail and commercial banking, lending and wealth management products, services and technology for all audiences.

From its inception, OFG Bancorp has been a challenger enterprise. We differentiate ourselves across our portfolio of traditional and FinTech banks through transformed customer experience, enabled by distinctive digital capabilities, more efficient and agile operations, and expert advice. OFG’s US Banking commercial loan program focuses on developing and managing commercial relationships, through its internally developed operations, with commercial and investment banks across the U.S. and engages primarily in the activities of participating in credit facilities of corporate, commercial, and industrial loans to the middle-market as well as other sectors.

JOB SUMMARY:

The Analyst, US Loan Program (Commercial Closing) is responsible for the day-to-day loan closing activities aspects of the US Loan Program under various legal entities. The Team works in an on-site setting with some ocasional work from home flexibility. For this role, it is important to work, collaborate and interact in an in-person environment at the Bank’s PR office based in San Juan, PR.

MAIN DUTIES & RESPONSIBILITIES:

+ Assist with coordinating transitions between the loan origination and underwriting, approval and commitment, closing and loan activation.

+ Review credit files prepared by lenders, loan committee approvals and meeting minutes, and other related documents in preparation for closing, checking for file completeness and approval condition requirements.

+ Coordinate closings with all parties involved in the transaction. (Buyers, sellers, lawyers, program partners, agents, etc. by scheduling loan closing dates in coordination with all involved parties while maintaining communication between USLP staff, borrowers (if applicable), attorneys and third-party vendors.

+ Prepare closing packages, including checklist, and disbursement request and funding directions.

+ Group all loan modifications for existing loan facilities under the US Loan Program by maintaining a proper loan modification registry.

+ Ensures the completeness and accuracy of loan and Program Partner document files for digitalization purposes.

+ Acts as a liaison with Risk & Compliance, Change Management, SOX, and Internal Audit departments to ensure compliance with all regulatory and internal requirements of all loan operations topics under the US Loan Program, and provide reporting, analysis, and answers to questions as necessary.

+ Assumes responsibility for special projects; gathers data and prepares reports for the Manager of Loan Operations, Senior Management, audits, and other personnel.

+ Other duties may be assigned.

MINIMUM REQUIREMENTS:

+ Bachelor’s Degree in Business Administration, Accounting, Economics and/or Finance required.

+ Three (3) years of banking and/or financial services experience required. At least one (1) year of related commercial loan operational and/or loan closing experience with related internal controls knowledge in the banking industry required.

+ Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge, skills, and abilities.

+ Self-starter, results oriented, dynamic, and able to work with minimum supervision.

+ Analytical, problem solving, organized, detail oriented and able to meet strict deadlines.

+ Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with regulations and laws as they pertain to this position.

+ Maintains and promotes a high standard of confidentiality and strong ethical values.

+ Ability to work with a variety of departments at all levels across the organization.

+ Organize, manage, and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.

+ Understanding of financial/accounting principles, industry assessment, research, due diligence, skills highly preferred.

+ Computer skills in the use of Word, Excel, Power Point, Outlook, MS Teams, Internet Tools and other operative programs.

+ Excellent English communication skills both written and verbal required.

+ Legally authorized to work in the US required. This position is of indefinite duration and requires candidates to have permanent or ongoing work authorization.

+ Employee is responsible for maintaining eligible work authorization through his tenure with the organization.

At OFG, it’s our mission to ensure that our customers and partners thrive in our modern world and our US Banking Team is committed to this mission. Our culture is built on the foundation of our shared purpose, our focus on innovation, and our character. And ultimately, we believe that with teamwork, trust and personality, we can build lasting relationships, and deliver true, lasting value.

Oriental is an Equal Opportunity Employer ( EEO Employer / Affirmative Action for Females / Disabled / Veterans )

Recruitment Privacy Statement (https://orientalbank.com/assets/pdfs/recruitment\_privacy\_policy\_statement.pdf)

Compliance Posters

This may be the opportunity to change your life and take your career to the next level.

Oriental is a great place to work, grow and develop. Each employee is key in the company's success. Our team consists of an excellent group of people and we believe you could be one of them. We offer you the opportunity to work and be part of an organization that is dedicated to progress. We offer diverse employment opportunities that go from internships to executive positions. We recognize that our employees are the most important asset of our company, which is why we foster an environment of collaboration, based on trust and mutual respect. Our selection process promotes equal employment opportunity and does not discriminate on grounds of sex, color, age, social status, religious beliefs, veteran status or disability. Included is reference material including our recruitment privacy policy and any relevant labor laws we abide to:

Compliance_Posters / Labor Laws (https://orientalbank.com/assets/pdfs/compliance\_posters.pdf)

Recruitment Privacy Policy Statement

Esta puede ser la oportunidad que cambie tu vida y lleve tu carrera profesional a otro nivel.

Oriental es un gran lugar para trabajar, crecer y desarrollarse. Cada empleado es nuestro factor clave en el éxito de la compañía. La mejor gente del mundo trabaja aquí y creemos que podrías ser uno de ellos. Oriental te ofrece la oportunidad de trabajar y ser parte de una organización que se dedica al progreso. En Oriental ofrecemos diversas oportunidades de empleo, que van desde internados hasta puestos directivos. Reconocemos que nuestros empleados son el activo más importante de nuestra compañía, es por esto que fomentamos un ambiente de colaboración, basado en la confianza, el respeto mutuo, al valorar las diferencias de cada empleado. Nuestro proceso de selección es uno que promueve la igualdad de oportunidades en el empleo y no discrimina por razón de sexo, color, edad, condición social, creencias religiosas, condición de veterano o incapacidad. A continuación material de referencia incluyendo nuestra política de privacidad y leyes laborales aplicables:

Afiches de Cumplimiento/ Leyes Laborales (https://orientalbank.com/assets/pdfs/compliance\_posters.pdf)

Política de Privacidad de Reclutamiento