• Consumer Credit Representative II (Hybrid…

    M&T Bank (Buffalo, NY)


    Overview:

    Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.

     

    **Location:** You will be working hybrid our of our Buffalo, NY office. You will be required to be on-site 1 day a week (subject to change).

    **Hours:** The person who takes on this role must have open availability Monday - Saturday between the hours of 9AM-8PM EST, including holidays. The role will be scheduled on a flex-schedule.

    Primary Responsibilities:

    + Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.

    + Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.

    + Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.

    + Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.

    + Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.

    + Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.

    Scope of Responsibilities:

    Works under general supervision. Exercising lending authority to $150,000.

    Supervisory/ Managerial Responsibilities:

    Assist in the development and training of junior staff.

    Education and Experience Required:

    Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience

    Education and Experience Preferred:

    Previous Consumer credit experience preferred

    Physical Requirements:

    M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.94 - $34.91 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

     

    Location

     

    Buffalo, New York, United States of America

     

    M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.