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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

_Position Highlights_

+ Lead the Strategy Research and Analytics function for the Small Business Credit Card portfolio. Analyze large amount of historical data to identify risks and opportunities in the various risk strategies, such as underwriting, credit line increase and decrease strategies, as well as other portfolio management area

+ Create presentations and reports to communicate finding and opportunities to Risk partners and senior management

+ Work with various departments to identify data sources that will assist with small business credit card new account and life cycle management analysis

+ Query large datasets using SAS EG or SQL Plus, performing segmentation and decision tree analysis

+ Identify patterns through large credit card financial data

+ Work as a liaison between Marketing, Risk, Data Warehouse teams to keep data organized. Become a data expert for the Small Business team and builds reports, data inventory, and analysis that help with making data-driven decisions

+ Create and automate timely and accurate tracking and reports for senior management

+ Summarize finding from the reports to deliver clear messages about strategy improvement opportunities

_Basic Qualifications_

+ Bachelor's degree, or equivalent work experience

+ Five to seven years of related experience

_Preferred Skills and Experience_

+ Minimum five years of experience required, however, **_candidates with strong technical skills are highly encouraged to apply_** .

+ Bachelor's degree with an emphasis in computer science, business, analytics, statistics, data science or equivalent work experience

+ Five plus years of relevant experience in credit card risk management functions

+ In-depth understanding of the Risk Management function in credit card risk management

+ Strong analytical skills

+ Expertise with SAS, SAS EG or SQL plus to pull large amount of data and do data analysis

+ Strong process facilitation, project management, analytical, and presentation skills

+ Hands on experience with querying ACAPS, Financial, and Master table data preferred

+ Experience working with small business credit card portfolio preferred

_Hybrid/flexible schedule_

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

E-Verify

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $105,400.00 - $124,000.00 - $136,400.00

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.