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Our Purpose

_Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._

Title and Summary

Principal Data Scientist

Overview

The Security Solutions Data Science team is responsible for creating Artificial Intelligence (AI) and Machine Learning (ML) models focused on fighting fraud across the Mastercard ecosystem. The models generated are production ready and created to back specific products in Mastercard’s authentication and authorization networks. The Data Science team is also responsible for developing automated processes for creating models covering all modeling steps, from data extraction up to delivery. In addition, the processes must be designed to scale, to be repeatable, resilient, and industrialized.

You will be joining a team of Data Scientists and engineers working on innovative AI and ML fraud detection. Our innovative cross-channel AI solutions are applied in Fortune 500 companies in industries such as fin-tech and banking. We are pursuing a highly motivated individual with strong problem-solving skills to take on the challenge of structuring and engineering data and cutting-edge AI model evaluation and reporting processes.

Role

As a Principal Data Scientist, you will:

Be a senior practitioner researching and builing production quality fraud models that run in real time to screen transaction networks.

Work closely with the business owners to understand business requirements, performance metrics regarding data quality and model performance of customer facing products

Work with multiple disparate sources of data, storage systems, and build processes and pipelines to provide cohesive datasets for analysis and modeling

Generate and maintain and optimize data pipelines for model building and model performance evaluation

Set the roadmap and identify methods and approaches that enhances the performance of existing fraud detection models

Overall responsibility for development, testing, and evaluation of modern machine learning and AI models for specific products

Oversee implementation of models

Evaluate production models based on business metrics to drive continuous improvement

All About You

Essential Skills:

Extensive data science experience and significant leadership roles

Demonstrated full lifecycle model development, deployment and evaluation for complex problems

Experience with SQL language and the following technologies: PySpark, Hadoop, Databricks

Good knowledge of Linux / Bash environment

Python

XGBoost

Good communication skills

Highly skilled problem solver

Exhibits a high degree of initiative

At least an undergraduate degree in CS, or a STEM related field

Nice to have:

PhD/Master’s in CS, Data Science, Machine Learning, AI or a related STEM field

Experience in with data engineering and model building in PySpark using Spark ML on petabyte scale data

Understands and implements methods to evaluate own work and others for bias, inaccuracy, and error

Loves working with error-prone, messy, disparate, unstructured data

\#SecuritySolutions

Total Base Pay Range

165,000.00 - 264,000.00 USD Annual

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

+ Abide by Mastercard’s security policies and practices;

+ Ensure the confidentiality and integrity of the information being accessed;

+ Report any suspected information security violation or breach, and

+ Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.

Pay Ranges

O'Fallon, Missouri: $165,000 - $264,000 USD