• Credit Risk Reporting Officer

    City National Bank (Los Angeles, CA)


    *CREDIT RISK REPORTING OFFICER*

     

    WHAT IS THE OPPORTUNITY?

     

    Responsible for portfolio risk monitoring, identification and mitigation strategies at division and enterprise levels. This role will leverage expertise in data science, business strategy, analysis, and visualization techniques to support the First Line of Defense Credit Review function to provide detailed credit metrics analytics and trend analysis. Will be responsible for work across the entire data analytics process including data acquisition, preparation, reporting, and visualization.

     

    WHAT WILL YOU DO?

     

    * Credit Risk Data ManagementConduct portfolio analytics at both the Division, and Enterprise levels. Collaborate with the Risk Strategy & Governance Discipline’s Data Analytics and Reporting Team to provide detailed credit metrics analytics and trend analysis •Manage large data sets in Excel, use macros and work in a database•Develop and manage a credit risk assessment system oObtain the complete loan data required to run a QC/QA Testing ProjectoProvide portfolio analytics for sampling/build sampling criteria tooloManage the line sheets to ensure efficient functionality and closeout/lock down once completedoManage completed projects to ensure that all supporting documentation is archived

    * Ongoing Credit Risk MonitoringCollaborate with the Risk Strategy & Governance Discipline’s Data Analytics and Reporting Team to provide ongoing credit risk monitoring •Perform portfolio analytics for sampling/build sampling criteria tool•Manage desk review/testing line sheets to ensure efficient functionality and close out•Draft Quarterly Credit Risk Monitoring ReportoPerform relevant macroeconomic analytics for each Line of Business (“LOB”)oPerform portfolio analytics for each LOB

    * Quarterly Risk ReportingCollaborate with the Credit Portfolio Risk Team and Risk Strategy & Governance Discipline to provide Quarterly Risk Reporting •Perform portfolio analytics for each LOB in the QRR•Perform Enterprise view of portfolio analytics by:oDivisionoLOBoNAICsoProduct Type

    * Track and manage Issues Management system (outstanding issues specific to Credit Risk)oCreate reminders to Issue owners, follow through for updates, and update the system.oAssist the Credit Risk Officer with LOB follow-up and progress update documentationoProvide trend report on emerging Self-Identified Issues, recurring themes (Enterprise wide and LOB specific

     

    WHAT DO YOU NEED TO SUCCEED?

     

    *Required Qualifications**

    * Bachelor's Degree or equivalent

    * Minimum 5 years of experience in credit risk portfolio management, credit administration, loan origination, and/or credit analysis

    * Minimum 3 years experience with data analytic tools

    * Minimum 3 years of Banking experience

    *Additional Qualifications*

    * Strong experience in Banking with experience in portfolio management, credit analysis; credit administration, loan origination, credit analysis;

    * In depth knowledge of portfolio management practices; credit administration; loan underwriting standards;

    * Problem solving; analytical; written and oral communication; organized; ability to understand and convey concepts; ability to deal with ambiguity; computer proficiency;

    * Ability to assess and quantify economic risks associated with lending and credit.

    * Excellent skills working with large time-series data. Statistical background with data exploration and analysis using R, Python and Excel is required. Experience with Tableau or other visualization tools is preferred.

    * Ability to take complex problems and data and make sense by providing robust insights and solutions.

    * Strong background in data analysis with ability to present complex technical solutions to business teams.

    * Strong expertise in data querying tools and advance skills in SAS, SQL and/or DataMeer

    * Proficiency in MS Excel (including Pivot Tables and data importing) and Tableau

    * Solid communication skills, and ability to effectively converse with technical and non-technical contacts

    * Proven analytical and problem solving experience, with a collaborative attitude

    * Knowledge of data related to Retail and/or Commercial banking products

    *WHAT'S IN IT FOR YOU?*

    *Compensation*Starting base salary: $92,114 - $156,880 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

    *Benefits and Perks*

    At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:

    * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date

    * Generous 401(k) company matching contribution

    * Career Development through Tuition Reimbursement and other internal upskilling and training resources

    * Valued Time Away benefits including vacation, sick and volunteer time

    * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs

    * Career Mobility support from a dedicated recruitment team

    * Colleague Resource Groups to support networking and community engagement

     

    Get a more detailed look at our [Benefits and Perks](https://careers.cnb.com/benefits).

    ABOUT US

    Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at [About Us](https://www.cnb.com/about-us.html).

     

    *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*

     

    City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.

     

    It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

     

    *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.