• Credit Risk Senior Analyst

    Citigroup (Irving, TX)


    Citibank, N.A. seeks a Credit Risk Senior Analyst for its Irving, Texas location.

     

    Duties: Conduct fundamental credit analysis using quantitative and qualitative factors to assess the financial strength of clients. Ensure appropriate regulatory classification, minimize net credit losses, and identify emerging areas of concerns for covered portfolio. Work with Independent Risk team to support accountable credit approval decisioning. Analyze new and existing credit requests, and process the underwriting workflow, including pre-screening, amendments and extensions, annual reviews, and diligence related to other credit requests. Financial statements analysis. Perform company performance analysis. Responsible for loan documentation process of new transactions, amendments, and modifications. Coordinate with internal partners and outside legal counsel to ensure that credit approval terms and conditions are appropriately represented in closing documents. Industry reports analysis. Conduct client calls on portfolio clients and select new to bank opportunities with Relationship Manager. Recommend changes to improve existing processes to achieve greater efficiency and controls. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

     

    Requirements: Requires a Master’s degree, or foreign equivalent, in Finance, Accounting, Mathematical Finance, or related field and 2 years of experience as a Credit Portfolio Analyst, Credit Risk Analyst, Accountant, Graduate Teaching & Research Assistant or related position involving credit risk analysis and controls in the global financial services industry. Alternatively, employer will accept a Bachelor’s degree in the stated fields and 5 years of the specified progressive, post-baccalaureate experience. 2 years of experience must include: Credit risk assessment; Financial statements analysis; Company performance analysis; Industry reports analysis; Portfolio management; Stress testing; and Accounting principles. Up to 5% domestic travel required. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #25857459. EO Employer.

     

    Wage Range: $125,632 to $125,632

     

    Job Family Group: Risk Management

     

    Job Family: Credit Decisions

     

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    Time Type:

    Full time

     

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    Primary Location:

    Irving Texas United States

     

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    Primary Location Full Time Salary Range:

    In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

     

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    Anticipated Posting Close Date:

    Jun 10, 2025

     

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    _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._

     

    _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) ._

     

    _View Citi’s EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) poster._

     

    Citi is an equal opportunity and affirmative action employer.

     

    Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.