• Mortgage Representative - Inside Sales

    M&T Bank (Lake Oswego, OR)


    Overview:

    Responsible for originating residential mortgage loans and adhering to the requirements of federal registration under the SAFE Act

    Primary Responsibilities:

    + Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T. Follow up on potential customers via telephone, fax, and email.

    + Sell inbound customers to use M&T Mortgage for mortgage financing. Answering initial questions and providing explanation of M&T products. Pre-qualifying customers.

    + Originates mortgages and coordinates settlements.

    + Begins mortgage application process in person or over the phone and sends packages to customer for completion. Enters completed applications into the system.

    + Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk.

    + Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings.

    + Negotiates terms and conditions of loan with mortgagor.

    + Provides timely and complete feedback to sources regarding the disposition of their leads.

    + Keeps informed of changing rules and regulations.

    Scope of Responsibilities:

    Works under general supervision.

     

    External contacts may include customers, builders, manufacturers, and realtors.

     

    Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.

    Education and Experience Required:

    Associate’s degree and a minimum of 2 years mortgage origination and/or customer service experience, or in lieu of a degree a combined minimum of 4 years higher education and/or work experience including a minimum of 2 years mortgage originator and/or customer service experience.

    Education and Experience Preferred:

    General PC knowledge and departmental software

     

    Organizational skills

     

    Sales ability

     

    Mathematical skills

     

    Ability to interact with all levels in a professional manner

     

    Customer Service Skills

     

    Knowledge of products and government regulations

     

    M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

     

    Location

     

    Lake Oswego, Oregon, United States of America

     

    M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.