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Description

Locations: On site at location posted.

SUMMARY

The Commercial Credit Review Officer (CRO II) is responsible for evaluating portfolio quality and credit risk management practices within the commercial bank’s centralized lending group, regional markets, and specialty business lines while ensuring compliance with bank policy, strategy, and risk appetite. The CRO II works under direct supervision by a Credit Review Manager while following Credit Assurance Services (CAS) policy and procedures to perform their responsibilities and positively influence a sound credit risk management environment. They are experienced in their respective areas, communicate effectively, able to manage complex reviews, and expected to adhere with all organizational and ethical standards.

ESSENTIAL DUTIES AND RESPONSIBILITIES

+ Perform credit reviews of commercial relationships across various portfolio segments, including asset-based lending, asset/equipment finance, commercial real estate, corporate banking, correspondent banking, franchise finance, energy, healthcare, mortgage warehouse, and music/sports/entertainment.

+ Communicate key findings with Line and Credit Risk partners.

+ Assist with examinations, including reviewing assigned credits, preparing supplemental analysis, and supporting the examination process.

+ Assist with monitoring, including evaluating portfolio quality and credit risk management practices; identifying emerging risks from credit review trends and portfolio, industry, and economic information; and validating issue resolution.

+ Pursue professional development opportunities and complete required training.

SUPERVISORY RESPONSIBILITIES

+ No supervisory responsibilities.

QUALIFICATIONS

+ To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are generally representative of the knowledge, skills, and/or abilities required in this position:

+ Bachelor (4-year college) degree

+ 8 to 10 years commercial credit review related experience

+ Excellent oral and written communication skills

COMPUTER AND OFFICE EQUIPMENT SKILLS

+ Microsoft Office suite

CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)

+ None required.

About Us:

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https://urldefense.com/v3/\_\_https:/www.firsthorizon.com/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .

Benefit Highlights:

+ Medical with wellness incentives, dental, and vision

+ HSA with company match

+ Maternity and parental leave

+ Tuition reimbursement

+ Mentor program

+ 401(k) with 6% match

+ More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us:

Facebook (https://www.facebook.com/FirstHorizonBank)

X formerly Twitter

LinkedIn (http://www.linkedin.com/company/first-horizon-bank)

Instagram

YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209\_-Q)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.