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Citibank, N.A. seeks a Credit Portfolio Officer for its Wilmington, Delaware location.

Duties: Develop, manage, and oversee underwriting strategy and procedures that support Citi’s installment loans. Contribute to business growth by accelerating new business development efforts. Work with counterparts from Business, Sales, Credit Operations, Decision Management, Operations and Technology to ensure correct policy implementation at an operational level. Provide analytics at portfolio and segment levels for the purpose of monitoring and making appropriate policy adjustments with the focus on optimizing of P&L. Provide sound credit decisions with the ultimate goal of optimizing underwriting strategy. Conduct regular post-implementation validation of policy changes as well as new risk strategy developments. Maintain and automate the periodic MIS reporting for internal audit and regulatory compliance. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Requires a Master’s degree, or foreign equivalent, in Economics, Statistics, Mathematics, Actuarial Science or related field and 2 years of experience as a Senior Analyst - Credit Risk or related position developing installment loan underwriting strategy and procedures for a financial services institution. 2 years of experience must include: SAS, SAS Studio; Data visualization; Analytical and technical skills in Machine learning; Microsoft Excel, Power Point, Tableau; Credit risk analytics; Underwriting strategy optimization; Financial analytics; and Portfolio development and customer level P&L optimization strategy building. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #25862340. EO Employer.

Wage Range: $142,600 to $161,600

Job Family Group: Risk Management

Job Family: Portfolio Credit Risk Management

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Time Type:

Full time

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Primary Location:

Wilmington Delaware United States

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Primary Location Full Time Salary Range:

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Jul 01, 2025

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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._

_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) ._

_View Citi’s EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) poster._

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.