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Why Wells Fargo:

Are you looking for more? Find it here. At Wells Fargo, we believe that a meaningful career is much more than just a job. It’s about finding all the elements that help you thrive, in one place. #LivingTheWellLife means you’re supported in life, not just work. It means having a competitive salary, a robust benefits package, and programs to support your work-life balance and well-being. It means being rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it! **Wells Fargo ranked in the top three on the 2024 LinkedIn Top Companies List of best workplaces** “to grow your career” in the U.S.

About this role:

Wells Fargo is seeking a **Underwriting Associate Manager** within Consumer Lending and Personal Lending and Private Label Credit Card (PLCC).

In this role, you will:

+ Supervise staff in tasks and processes to ensure timely completion, quality, and compliance in Underwriting

+ Review lending decisions for adherence to established guidelines

+ Review and recommend credit decisions exceeding assigned staffs lending limits

+ Ensure all loan packages are accurately analyzed and properly documented

+ Identify opportunities for development and improvement in the team functions

+ Implement and monitor tracking and performance mechanisms

+ Ensure all procedures are in compliance with government regulations and bank policies

+ Make decisions and resolve issues related to business operations under direction of the Underwriting management

+ Interpret and develop processes for workflow within the team

+ Collaborate with team and other departments to resolve credit issues

+ Interact directly with customers

+ Manage allocation of people and financial resources for the Underwriting team

+ Mentor and guide talent development of direct reports and assist in hiring talent

+ Decisioning retail products

Required Qualifications:

+ 2+ years of underwriting, loan processing, originations, or closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

+ 1+ years of Leadership experience

Desired Qualifications:

+ Underwriting experience of unsecured loans/product

+ Lending and underwriting experience related to financial regulations experience

+ Regulatory reporting and understanding the KYC and the Customer Identification Program

+ Experience in developing reporting and building reports thru many resources of data

+ Ability to exercise independent judgement to identify and resolve problems

+ Ability to process complex transactions and perform extensive research to resolve complex customer issues

+ Strong analytical skills with high attention to detail and accuracy with a sense of urgency

+ Experience navigating through ambiguity

+ Excellent verbal, written, and interpersonal communication skills

+ Ability to effectively listen and elicit information

+ Ability to interact with integrity and a high level of professionalism with all levels of team members and management

+ Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important

+ Ability to work effectively, as well as independently, in a team environment

Job Expectations:

+ This position is not eligible for a visa sponsorship.

+ Relocation assistance is not available for this position.

+ Must be able to travel up to 25% of the time.

+ Flexibility to frequently be on call beyond normal working hours and often during the entire week

+ Hours: 6:00am - 9:30pm PST

+ Closed only Christmas Day, Thanksgiving and Easter Sunday

Locations:

+ Chandler, Arizona

+ St. Louis Park

+ Minneapolis, MN

\#Unsecuredlinesofcredit

\#Privatelabellinesofcredit

\#ConsumerLending

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$73,100.00 - $129,900.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

Posting End Date:

21 May 2025

*** **_Job posting may come down early due to volume of applicants._

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-458275