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Commercial Loan Review Officer

The Credit Risk Officer job manages large credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring, reporting and analysis of credit risk. This job develops and implements credit risk management systems and processes. As a recognized credit risk subject matter expert, this job provides direction in analytical projects and preparation of relevant credit risk publications for the business units, senior management, regulatory reporting, risk officers, management committees, the Board of Directors and other stakeholders.

Key Responsibilities and Duties

+ Leads the evaluation of credit risk of investment business activities to ensure that the activities are in compliance with related policies, procedures, limits, ratings and guidelines.

+ Manages the development of enterprise-wide consolidated credit risk reporting framework to ensure accuracy and integrity of data.

+ Contributes to the development and management of statistical models and logic rules engines to effectively monitor, measure, and manage credit risk.

+ Ensures resolution of ad hoc requests including industry benchmarking, new product research, concentration analysis and development of insights relating to credit risk profiles and trends.

+ Ensures that reporting processes are well controlled and documented and oversees variance analysis between risk information and financial data as needed.

+ Directs the development and implementation of process improvement action plans to resolve issues and optimize processes to better manage, measure, and monitor credit risk.

+ Partners with other functions across the organization to ensure consistency in processes, assumptions, definitions and methodologies.

Educational Requirements

+ University (Degree) Preferred

Work Experience

+ 5+ Years Required; 7+ Years Preferred

Physical Requirements

+ Physical Requirements: Sedentary Work

Career Level

8IC

Preferred Qualifications:

+ Mortgage Warehouse Finance experience

+ Experience reviewing large-ticket loans and leases within Corporate Asset Finance

Hybrid work is a minimum of four days a week in office, with one flexible day for remote work.

Posting end date: 5/22/24

Job Seeker Notice

EverBank, N.A. and Sterling Bank and Trust, a division of EverBank, N.A. (together, the "Company") is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

VEVRAA Federal Contractor

Member FDIC

Notice to Job Seekers (https://everbank.com/about/careers/notice-to-job-seekers)

**Pay Range** $121,600 - $164,500

EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.

We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.