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M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Job Summary

This position manages the Loan Purchase Specialist and pipeline of all closed loan files to ensure compliance with M/I Financial LLC, government regulations and investor guidelines. Responsible for reviewing and resolving all pending loan issues, distribute requests to personnel for correction and upload corrective documents to clear the investor suspense.

Duties and Responsibilities

+ Oversees and manages the daily activities of the Loan Purchase Specialist(s).

+ Provides training when opportunities are identified

+ Communicates with title companies, branch staff, underwriting, compliance, post-closing, funding, secondary and investors to resolve outstanding investor suspense conditions.

+ Thorough understanding of agency and government lending guidelines and loan processes from origination through sale. Use and comprehension of both agency and government websites.

+ Aware of each internal department’s responsibilities and apply that to manage how conditions are addressed.

+ Manage, monitor & report risks that may be encountered and be proactive with identifying potential issues.

Requirements

Minimum Education Experience

HS diploma or equivalent, college is a plus. Three or more years of mortgage lending which includes loan processing or closer, loan officer, quality control or quality analyst role. Thorough knowledge of the loan origination process and underwriting fundamentals.

Required Skills and Abilities

+ Excellent written and verbal communication capabilities.

+ Provide critical and analytical thinking and strong decision-making capabilities to identify problems, propose creative solutions and escalate as necessary.

+ Outlook, MS Word, MS Excel – Intermediate Level.

+ Work independently while understanding the necessity for coordinating work efforts with other employees and organizations.

+ Self-starter, highly organized, ability to research new information and interpret it.

+ Complete understanding of all mortgage documentation, knowledge and importance of TRID and RESPA federal statutes.

Work Conditions

This is a 100% in person/non-remote.

Some overtime and weekend work may be required.

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more.

We are committed to attracting, developing, and retaining talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

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