• Staff Credit Risk Policy Analyst

    Intuit (Mountain View, CA)


    Overview

     

    Now, we are expanding our focus to Consumer Lending within the Consumer Group, including TurboTax, and require a strategic leader to help develop this team. This role will be crucial in supporting our consumer lending initiatives, while navigating the complexities of Fintech Risk, alongside our core tax preparation business. If you are passionate about being part of a high-performing team that drives results through data-driven insights in consumer lending spaces, and understands the unique risks within Fintech, this role is for you.

    What you'll bring

    • Strong business acumen and exceptional analytical ability, with 6+ years of relevant experience and bachelors degree in quantitative fields such as Statistics, Mathematics, Finance, Data Science; or MS/PhD with 3+ years of relevant working experience. Preferred experience with Fintech and credit risk in the areas of consumer lending● Working knowledge of the fundamentals of risk policy for consumer loans and line of credit ● Demonstrated experience in designing experiments and using data-driven insights to solve business problems. ● The ability to work independently and make decisions with little direction.● Excellent problem-solving skills and end-to-end, systems-oriented quantitative thinking● Extensive SQL experience, particularly in your current role.● Polished partnership and communication skills, with the ability to interact cross-functionally with both business and technical partners. You tell stories with data to influence stakeholders and build consensus for plans of action.● You thrive in a fast-paced environment, and are responsive and decisive during tax peak periods .● Passion for analyzing data and an insatiable curiosity to understand complex business issues and proactively looking for business opportunities and drive new innovations

     

    How you will lead

     

    This role will involve developing credit risk policies for our innovative consumer lending products, with a focus on eligibility, underwriting and account monitoring for new money movement products and features. You will create end-to-end risk policies and drive alignment with cross-functional stakeholders. You will manage credit risk aspects of various business initiatives. Expertise in credit risk, financial analytics, and innovative risk strategies is required to enable Intuit's growth, expansion, profitability, and trust-enabled consumer experiences.

     

    • Use advanced analytical techniques to mine massive scale account and transactional data to build/optimize credit risk strategies/policies, and translate into actionable business plans● Lead the full cycle of risk strategy/policy work, including identify opportunities and action plan, develop and test policy, launch policy to production and monitor the performance● Build subject matter expertise in different types of risks among money movement offerings to optimize the balance between risk mitigation and growth in the Intuit ecosystem● Team up with our data scientist, risk operations, product, data engineering, analytics teams closely to drive customer segmentations, develop innovative risk strategies, and perform portfolio analyses● Test into and recommend 3rd party data providers to solve and enhance eligibility, underwriting and limit/loans as well as portfolio health● Design, implement, and monitor testing to explore new methodologies and estimate key metrics for our risk strategies● Must have good judgement with the ability to think creatively and strategically

     

    EOE AA M/F/Vet/Disability. Intuit will consider for employment qualified applicants with criminal histories in a manner consistent with requirements of local law.