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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

**_About the team_** : This role supports the Credit Risk team within the Card Payments Organization, driving application and strategy development to achieve loss and revenue goals.

**_What you will do_** : As a Product Manager, you’ll lead a cross-functional engineering team through a prioritized backlog, delivering value to stakeholders. You’ll translate business needs into actionable epics, align technical and strategic goals, and foster collaboration to drive impactful outcomes.

**_Job Description_** : In this role, you will lead Risk and Fraud product initiatives that align with enterprise strategy, evolving technology needs, and market trends. You’ll collaborate closely with stakeholders to define, document, and prioritize features, ensuring the delivery of market-ready capabilities through strong partnerships with both internal and external teams. Throughout the agile development process, you’ll engage with users and delivery teams to maintain alignment and maximize value delivery.

_Basic Qualifications_

+ Product Management experience

_Preferred Skills and Experience_

+ Expertise on the critical interdependencies among product model system elements that help and hinder performance; ability to plan and design solutions that synchronize resources to achieve business results using business metrics, key performance indicators, design systems, service blueprints, and reusability

+ Ability to anticipate shifting market priorities, internal and external customer needs in a manner that consistently adds value

+ Strong customer centricity to implement strategies and techniques used to ensure that customers have a positive experience with the organization's products and services at every touch point

+ Knowledge of technical aspects of software products; ability to design, configure and integrate technical aspects of software products

+ Knowledge of Agile ways of working, knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations

+ Expert level experience with SAS, SQL, Mainframe, Toad and JIRA

_Additional Preferred Skills_

Product Profit and Loss, product strategy, vision and planning, product discovery, product development, channel alignment and management, adoption, customer experience research, insight and execution, agile ways of working, go to market and sales channels, performance measurement and optimization, marketing and analytics, customer centricity.

_Hybrid/flexible schedule_

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

E-Verify

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $105,400.00 - $124,000.00 - $136,400.00

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.