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It is a great time to join OneMain Financial (NYSE: OMF), the largest non-bank lender in the United States. We are a vibrant consumer finance leader with a foundation of strong financial performance and a national footprint—we’re building on that foundation by investing heavily in digital capabilities and innovative and personalized ways to reach our customers.

Behind every great company is a great team. What we offer our employees is simple—an opportunity to work collaboratively and inclusively, to develop your skills and help you grow with a group of people who value hard work and fresh ideas. If you’re looking for a place that recognizes your efforts and achievements and rewards you for a job well done, look no further. That’s us.

About This Role

The Associate Director of Underwriting Analytics is responsible for managing a significant set of credit risk and pricing processes and strategies for OneMain. They are a member of the analytics management team and considered a subject matter expert for key areas of the business.

This role will have exciting opportunity to drive significant business results through optimizing our credit risk underwriting and pricing strategies. These strategies include, but are not limited to, approval/decline, loan amount assignment, term, pricing, and risk appetite framework optimization to drive healthy revenue growth, loss mitigation, and streamlining of processes in support of better profitability and healthy lending portfolio.

A successful candidate will grow their leadership by influencing partners, expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle.

Key Responsibilities

+ Take lead to design, recommend, document and execute consumer credit underwriting and pricing strategies via extracting and analyzingrequisite historical customer performance data from multiple disparate systems

+ Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute analyses and reporting

+ Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment

+ Drive profitable business growth via developing strategy optimization framework with a full credit-cycle view

+ Independently complete analyses, draw conclusions, present results to all levels of leaders and influence business/strategy decision

+ May effectively prioritize competing initiatives across direct reports; translate strategic priorities into individual/team initiatives and manage expectations

+ Identify performance opportunities in team members and take the appropriate steps to improve the capabilities of the team

Qualifications

+ Bachelor Degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management or Computer Science is preferred.

+ Eight years of experience in complex, data-driven problem solving (prior leadership experience is preferred). Master’s or Ph.D. may offset experience.

**Location** : Wilmington, DE | Baltimore, MD | NYC [HYBRID]

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

+ Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

+ Up to 4% matching 401(k)

+ Employee Stock Purchase Plan (10% share discount)

+ Tuition reimbursement

+ Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date)

+ Paid sick leave as determined by state or local ordinance, prorated based on start date

+ Paid holidays (7 days per year, based on start date)

+ Paid volunteer time (3 days per year, prorated based on start date)

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identify, national origin, age, marital status, protected veteran status, or disability status.