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Description

The mortgage underwriter's responsibilities include analyzing and verifying loan applications, evaluating risks, and making loan eligibility decisions. The individual will evaluate and determine the eligibility of loan applications and provide second signature oversight of our mortgage fulfillment vendor approvals. Roles and Responsibilities Assess and evaluate the creditworthiness of individuals seeking a mortgage loan with Toyota Financial Savings Bank. Thoroughly examine financial documents, credit reports, income verification, and other relevant information. Evaluate the borrower's ability to repay the loan based on income, debts, credit history, and other factors. Perform complex income calculations for borrowers with various types of employment. Analyze loan applications for borrowers who own multiple investment properties and second homes. Analyze mortgage loan applications to ensure compliance with company mortgage lending guidelines. Provide second signature appraisal reviews. Provide second signature file reviews on files underwritten by our mortgage fulfillment vendor. Approve, deny, or recommend conditions for loan approvals based on the analysis and risk assessment. Interacts with TFSB Sales, TFSB Compliance, TFSB Sales Support, TFSB Client Support, TFSB Loan Servicing, TFSB Internal Controls Group

Skills

end to end mortgage, TRID rules

Top Skills Details

end to end mortgage,TRID rules

Experience Level

Expert Level

Pay and Benefits

The pay range for this position is $35.38 - $41.38/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully onsite position in Henderson,NV.

Application Deadline

This position is anticipated to close on Jun 4, 2025.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.