• Credit Risk Analyst

    Robert Half Accountemps (Oakland, CA)


    Description

    About the Role:

    We are seeking Credit Risk Analysts to support the development, deployment, and optimization of data-driven credit risk underwriting policies. This temporary position will focus on implementing policy decisioning logic, conducting rigorous data analysis and quality assurance, and supporting credit risk operations in a fast-paced fintech environment.

    Key Responsibilities:

    + Develop, deploy, and maintain data-driven credit risk underwriting policies.

    + Author, deploy, and manage credit policy decisioning rules using Camunda (open-source rules engine).

    + Conduct thorough pre-production User Acceptance Testing (UAT) to validate decision logic before go-live.

    + Perform detailed data quality assurance by comparing and reconciling datasets (e.g., distributions, score matches).

    + Conduct general and ad-hoc data queries and analyses to support credit policy decisions.

    + Design and implement metrics and dashboards to monitor portfolio performance and detect emerging risk trends.

    + Use data-driven insights to continuously improve underwriting frameworks and risk strategies.

    Requirements

    Required Qualifications:

    + Bachelor's degree in Mathematics, Statistics, Computer Science, or related field.

    + Minimum 2+ years of industry experience in:

    + Credit policy development and implementation.

    + Underwriting frameworks, customer segmentation, or valuation modeling.

    + Proficient in Python and SQL; experience with Databricks or BigQuery preferred.

    + Hands-on experience using GitHub for version control and collaboration.

    + Proficient in data visualization and dashboard development using Quicksight, Tableau, Looker, or similar tools.

    + Strong understanding of statistical analysis and experience working with complex datasets.

    + Proven ability to define and track key performance indicators (KPIs).

    + Industry experience in credit risk, lending, or fintech.

    + Familiarity with tax and/or credit bureau data (e.g., TransUnion, Experian, Equifax).

    + Excellent analytical, communication, and problem-solving skills.

     

    Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

     

    Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more.

     

    All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.

     

    • 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s Terms of Use (https://www.roberthalf.com/us/en/terms) .