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Loan and Bonds Specialist
- State of Montana (Helena, MT)
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*About the Department* The Department of Commerce aims to make sure Montana is the best place to work, live and play. We work alongside private industry and local organizations to create jobs, grow businesses, develop affordable housing, and improve community infrastructure. (You can learn more about ushere.) *About this Position* Montana Housing strengthens our vibrant communities by supporting access to safe, affordable and sustainable homes for Montanans whose housing needs are not met by the market. Montana Housing assists with buying a home, down payment assistance, mortgage servicing, Reverse Annuity Mortgages, rental housing assistance and multifamily rental development. This position serves as a*Loan Servicing Specialist*for the Board of Housing. This position is responsible for maintaining compliance with state and federal loan servicing requirements and investor policies for mortgage loans. Attention to detail and proficient data entry skills are required. This position provides regular on-going loan and payment history activities and successfully navigates customer service activities including incenting payment and ensuring stability of the loan portfolio and loss mitigation activities to assist borrowers in making their mortgage payment. This position reports to the Servicing Program Manager (#66724) and will be assigned a lead area of specialty within the serving team. This position does not directly supervise other agency personnel. *This position is open until filled; with first review June 18th, 2025.* ** *What are we looking for?**__* *Education and Experience:* // · Associate degree in finance, accounting, business, or closely related field; or, · Two years closely related field; or · Two years combinations of education and job-related experience will be considered on a case-by-case basis. · It would pique our interest if you had experience in collections and loans! *Competencies:* /Knowledge of:/ · Reconciliation of loan histories and payment applications. · Escrow management including property taxes and insurance activity. · Outreach to borrowers and offer assistance through loss mitigation options. · Proficiency in excel to run and manage reports. · General knowledge of credit reporting FCRA act. /Ability to:/ · Communicate clearly and professionally through correspondence, teams, and emails. · Work well with vendors, real estate agents, attorneys, and inspectors. · Understand general Bankruptcy laws. · Create payment plans and reinstatement figures to bring loans current. · Research in all areas of servicing mortgage loans. * * *How to apply* Apply online by submitting your *resume. */(Please Note: You do not need to complete the “work experience” or the “education & certifications” portion of the application process in our recruiting system. You only need to upload the requested documentation.)/ / / *Benefits* · Lookhereto see the additional benefits! They include: o Work/life Balance o Health Coverage o Retirement plans o Paid Vacation and Sick Leave and Holidays o And more… · *Public Service Loan Forgiveness (PSLF) –*Employmentwith the State of Montana may qualify you to receive student loan forgiveness under the PSLF. Lookhereto learn more and see if you may qualify!** * * *Other important information to be aware of*** · This position requires the successful completion of a criminal background check.** · Only online applications are accepted. By applying online, you can receive updates and monitor the status of your application.** · If you fail to upload the requested application documents and/or preference documents, we will notify you via email. Failure to upload these documents after notification will result in your application being removed from consideration.** · *This position allows for a hybrid work schedule from a remote location within the State of Montana. Weekly travel to Helena offices will be required. Specific conditions will be outlined as part of the job offer and must adhere to state policy. New Employees may be required to complete training in person before hybrid work schedules begin.*** **Title:** *Loan and Bonds Specialist * **Location:** *Helena* **Requisition ID:** *25141274*
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