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Job Description

- Architect consumer-facing financial solutions including digital bank accounts, savings and checking tools, co-branded credit card products, and embedded finance capabilities.

- Define and maintain architectural standards for integration with BaaS providers, card issuers/processors, KYC/AML vendors, and payment networks (Visa, Mastercard).

- Collaborate with product managers, UX designers, and engineers to build intuitive and secure financial experiences for mobile-first consumers. Lead technology evaluations for third-party fintech partners covering card issuance, core banking platforms, data aggregation, and personal finance management.

- Ensure secure architecture and data design for customer onboarding, credit decisioning, account servicing, and financial transactions. Champion privacy, data protection, and regulatory compliance (including PCI, GLBA, CFPB, and Reg E) across consumer facing FinTech platforms.

- Implement scalable API architectures for money movement (ACH, debit rails, instant payout), card management, account funding, and transaction data enrichment.

- Provide architectural oversight for loyalty integrations, rewards platforms, and customer engagement engines tied to credit and banking products.

- Lead proof-of-concept initiatives to test emerging fintech capabilities such as credit scoring models, instant issuing, and account verification innovations.

- Maintain system documentation, architecture blueprints, and technical standards to guide development and cross-team partnerships.

- Act as a strategic advisor on Fin Tech trends and platform roadmapsensuring the company delivers differentiated and forward-looking financial products that improve customer experience.

We are a company committed to creating inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity employer that believes everyone matters. Qualified candidates will receive consideration for employment opportunities without regard to race, religion, sex, age, marital status, national origin, sexual orientation, citizenship status, disability, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to Human Resources Request Form (https://airtable.com/app21VjYyxLDIX0ez/shrOg4IQS1J6dRiMo) . The EEOC "Know Your Rights" Poster is available here (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) .

To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: https://insightglobal.com/workforce-privacy-policy/ .

Skills and Requirements

- 7-10 years of experience in financial services, FinTech, or digital banking environments with customer-facing product delivery.

- Experience in enterprise systems architecture, software engineering, or infrastructure design at scale.

- 5+ years of experience crafting or integrating consumer banking platforms, credit card issuance systems, or BaaS platforms (e.g., Galileo, Marqeta, Synapse, Bond, Unit).

o Working with KYC/AML vendors, fraud prevention tools, or financial data aggregators (e.g., Alloy, Persona, Plaid, Trustly, MX) is a PLUS

- 4-7 years of experience in mobile and web application architecture for financial products, including account opening, card activation, and account servicing.

- Experience crafting compliant FinTech systems within the framework of PCI DSS, SOC 2, and other regulatory obligations.

o Experience with cloud-native development (AWS, GCP, Azure), containerization (Docker and Kubernetes), and API-first ecosystems is a PLUS

- Bachelors degree in computer science, Engineering, or a related field.

- Advanced degrees or business/fintech certifications are a plus.

- Certifications such as AWS Architect, TOGAF, CISSP, or fintech/banking-specific credentials (e.g., FCP, CRCM) are desirable null

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal employment opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment without regard to race, color, ethnicity, religion,sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military oruniformed service member status, or any other status or characteristic protected by applicable laws, regulations, andordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or the recruiting process, please send a request to [email protected].