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Job Description

- Help define software development processes and ensure alignment to security, compliance, and scalability methodologies for payment and fraud platforms.

- Stay up to date with emerging payment technologies, as well as fraud detection strategies, and regulatory requirements to continuously contribute to improvement of platform capabilities.

- Understand the business processes on assigned projects, particularly those related to payment acceptance, transaction routing, chargebacks, and fraud prevention.

- Accomplish organizational goals by accepting ownership for accomplishing new and different requests; explore opportunities to contribute to job accomplishments.

- Translate business requirements into technical requirements and assist other team members in implementing the solution.

- Design and implement real-time transaction refinement solutions that ensure high availability, reliability, and security.

- Provide architectural oversight for payment tokenization, fraud scoring models, and risk mitigation strategies across multiple channels.

- Collaborate with engineering, product management, security, and compliance teams to ensure flawless integration of payment and fraud technologies.

- Lead proof-of-concept (PoC) initiatives to assess new fraud detection techniques, machine learning models, or payment orchestration improvements.

- Optimize payment processing workflows to improve customer experience while maintaining fraud controls and cost efficiency.

- Ensure PCI compliance, data encryption, and secure API integrations for all payment and fraud-related systems.

- Develop and maintain high-level architecture diagrams, user documentation, and standard process guidelines for enterprise-wide reference.

- Provide direct technical evaluation of third-party products for inclusion in company solutions.

We are a company committed to creating inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity employer that believes everyone matters. Qualified candidates will receive consideration for employment opportunities without regard to race, religion, sex, age, marital status, national origin, sexual orientation, citizenship status, disability, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to Human Resources Request Form (https://airtable.com/app21VjYyxLDIX0ez/shrOg4IQS1J6dRiMo) . The EEOC "Know Your Rights" Poster is available here (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) .

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Skills and Requirements

- 7-10 years of experience in a business environment, preferably within payments, fraud prevention, financial services, or e-commerce

- Experience as a software or systems architect, engineer, or programmer, with expertise in scalable, high-availability platforms.

- 5+ years of experience in payments architecture, tokenization, and transaction processing, including real-time authorization, settlement, and reconciliation workflows.

o Preferred in fraud prevention, risk management systems, and security architecture, with knowledge of fraud scoring models, ML driven, fraud detection, and chargeback management.

- 4-7 years of experience in B2C online e-commerce systems architecture and design with payment orchestration, gateway integrations, and acquirer connections, including experience with PCI DSS compliance and 3DS.

o Preferred Using architecture and design of mobile web applications, including responsive design, hybrid models, and secure mobile payment solutions such as Apple Pay, Google Pay, or QR-based payments.

- Experience with cloud-based payment processing architectures, including AWS, Azure, GCP, Kubernetes, or serverless computing models.

- Education: Bachelor's degree in computer science, Information Technology, or a related discipline.

o Advanced degrees are a plus.

- Licenses and Certifications: Technology certifications (such as Java, Microsoft, Oracle, AWS, TOGAF, or security-focused certifications like CISSP, CISM, PCI-ISA) (Desire). null

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal employment opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment without regard to race, color, ethnicity, religion,sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military oruniformed service member status, or any other status or characteristic protected by applicable laws, regulations, andordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or the recruiting process, please send a request to [email protected].