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At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

About this role:

Wells Fargo is seeking a Wealth Underwriting Director... Working at Wells Fargo | Jobs and Careers at Wells Fargo (wellsfargojobs.com)

The WIM Mortgage Team partners with Wells Fargo Home Lending (WFHL) to provide Residential Mortgage Products for our Wealth Clients. WIM Mortgage is seeking a Wealth Underwriting Director to lead the underwriting strategy and support the WIM UW team. The WIM UW team is responsible for underwriting credit of high net worth (HNW) clients for Wealth and Investment Management along with providing consultative support to the WIM sales team by participating in structure, policy and appropriate platform discussions. The individual should possess a strong knowledge of consumer credit lending to HNW clients and have proven expertise evaluating cash flow and balance sheet profiles of individuals.

In this role, you will:

+ Provide leadership to develop and implement strategic solutions and product results to ensure prudent credit decisions and a seamless mortgage experience for the WIM Client, advisor and banker

+ Manage and develop staff with focus on delivering growth in a large portfolio within the WIM Mortgage group consistent with the overall mandate of the Credit Risk team

+ Provide vision and direction for multiple high-impact priorities including strategic growth initiatives, high net worth and ultra-high net worth mortgage underwriting policies, client experience and segment pricing enhancements, and risk-related deliverables

+ Identify and recommend opportunities for process improvement

+ Identify opportunities and strategies for credit risk management and quality of credit portfolio resulting in policy compliance and satisfactory risk exams and Credit Quality results, as well as the development of new products

+ Lead Wealth Underwriting team by making strategic decisions to resolve highly complex issues to meet higher risk deliverables

+ Interpret and develop range of policies and procedures for functions with moderate to higher complexity and risk

+ Develop, in some cases in partnership with more experienced leadership, overall portfolio strategy, including business plan, portfolio, loan limits and underwriting guidelines for the portfolio

+ Collaborate with and influence all levels of professionals, including most experienced leadership

+ Manage allocation of people and financial resources to ensure commitments are met and align with strategic objectives in Wealth Underwriting

+ Develop and guide a culture of talent development to meet business objectives and strategy

*Candidates currently residing in other hub locations within the WF footprint may be considered.

Required Qualifications:

+ 8+ years of Wealth Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

+ 4+ years of management or leadership experience

Desired Qualifications:

+ A BS/BA degree or higher

+ Knowledge of credit policy and procedures

+ Ability to interact with all levels of an organization

+ Excellent verbal, written, and interpersonal communication skills

+ Strong analytical skills with high attention to detail and accuracy

+ Wealth business leadership and mortgage underwriting experience in a large, complex financial organization strongly preferred

+ Demonstrated ability as a thought leader in mortgage strategy, underwriting, and business initiative execution for High Net Worth (HNW) and Ultra High Net Worth (UHNW) segments

+ Strong background in credit risk and mortgage operations, and in effectively collaborating with cross-functional teams including home lending, legal, compliance, finance and risk

+ Custom commercial and consumer credit experience

+ Strong knowledge of Mortgage Regulations

Job Expectations:

+ Up to 20% travel

+ Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).

$173,300.00 - $359,900.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

Posting End Date:

15 Jun 2025

*** **_Job posting may come down early due to volume of applicants._

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-463689