• Credit Associate

    Aston Carter (Collierville, TN)


    Job Title: Credit AssociateJob Description

     

    We are seeking a detail-oriented and proactive Credit Associate to join our finance team. You will be responsible for evaluating customer credit-worthiness, managing credit risk, and supporting the company's revenue growth by balancing risk with business opportunities. This role plays a critical part in protecting the company’s financial health while enabling strong customer relationships.

    Responsibilities

    + Analyze credit data, financial statements, and payment histories to assess customer credit risk.

    + Recommend credit limits and terms for new and existing customers in accordance with corporate policies.

    + Monitor customer accounts and proactively manage the credit portfolio to minimize delinquency and bad debt.

    + Collaborate closely with Sales, Customer Service, and Accounting teams to resolve credit and collection issues.

    + Prepare credit reports, presentations, and risk assessments for senior management.

    + Stay updated on economic and industry-specific factors that could impact customer credit risk.

    + Support internal and external audits by providing necessary documentation and analyses.

    + Assist with the continuous improvement of credit risk management processes, policies, and reporting.

    + Remain flexible with a positive disposition in the face of changing needs and customer demands.

    Essential Skills

    + Accounts receivable

    + Credit analysis

    + Credit risk management

    + Collections

    + Customer service

    + ERP system proficiency

    Additional Skills & Qualifications

    + Bachelor’s degree in a financial field preferred

    + 2+ years of credit analysis, financial analysis, or related experience preferred

    + Strong analytical and problem-solving skills

    + Excellent organization, communication, and time-management skills

    + Proficiency in Microsoft Excel and Word

    + Knowledge of credit reporting from agencies like D&B and Experian

    + Ability to work independently and manage multiple priorities while maintaining attention to detail

    Work Environment

    This role will be based onsite in a corporate office environment in the Greater Memphis Area, providing an opportunity to interact closely with various teams and departments. The position offers a 7.5% bonus paid out based on company performance, which has exceeded 100% for the last five years.

    Pay and Benefits

    The pay range for this position is $23.00 - $23.00/hr.

     

    Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

     

    • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

     

    Workplace Type

     

    This is a fully onsite position in Collierville,TN.

     

    Application Deadline

     

    This position is anticipated to close on Jun 12, 2025.

    About Aston Carter:

    Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.

     

    The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

     

    If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email [email protected] (%[email protected]) for other accommodation options.