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Consumer Lending Associate II (Hybrid)
- M&T Bank (Buffalo, NY)
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Overview:
Provides credit processing support on Consumer Loan applications to customers, branches, dealerships, third-party vendors from application entry through decision, including directives to ensure Bank regulatory compliance. Works to ensure customer documentation is received and saved to the electronic customer file.
**Location:** Buffalo, NY. This role will work on a hybrid model (one day in the office) after training.
**Hours:** This is a full-time position that is 40 hours/week. The person who takes this role will need to have availability to work days, weekends, and holidays.
Primary Responsibilities:
+ Work with internal departments as well as external customers and third-party vendors to obtain credit related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS transcripts, title search, appraisal, bank statements, etc.
+ Maintain effective communication with all necessary parties involved in a new loan application, from the customer, loan officer, telephone contact center, and co-workers to ensure a seamless and positive application experience.
+ Provide routine credit processing support and answer questions on requested documentation for direct consumer credit and Indirect dealer applications to internal and external customers.
+ Review customer documents.
+ Responsible for notating the receipt of each document, indexing and adding to the electronic file.
+ Maintain an understanding of multiple systems businesses and product lines to support activities completed.
+ Provide coverage for processing items via shared email boxes related to application and subordination related documentation.
+ Review departmental procedures and update as needed.
+ Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
+ Promote an environment that supports belonging and reflects the M&T Bank brand.
+ Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
+ Complete other related duties as assigned.
Education and Experience Required:
Associates degree, or in lieu of a degree, a combined minimum of 2 years’ higher education and/or work experience
Education and Experience Preferred:
Customer service experience
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.00 - $28.11 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Buffalo, New York, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
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