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Job Description

Summary of the Position:

The Private Bank Credit Officer reviews and provides credit decisions on approval requests submitted by Credit Production Managers. Credit Officers perform an objective evaluation of client credit availability pertaining to marketable securities and other types of liquid asset collateral, ensuring that the Bank maintains high credit quality standards, and communicates findings accordingly.

Primary Functions of the Position:

+ In a high-volume environment, evaluates the risk considerations of a loan application and makes timely credit decisions

+ Checks and, if necessary, revises credit approval request details before submitting approvals for loan documentation and booking

+ Reviews credit investigations and related due diligence

+ Completes loan modification requests for existing clients’ loans

+ When required, reviews legal and borrower-provided documentation for accuracy and completeness

+ May assist in the analysis of problem accounts and propose acceptable solutions regarding customer service issues

+ Performs related reporting and project support work

Education and Experience Requirements:

+ Bachelor’s Degree, preferably in Business or related field

+ 3 years of banking or securities experience

+ 3 years of underwriting experience

+ Financial services experience with exposure to marketable securities, collateralized or asset-based lending, or loan administration is preferred

Essential Skills and Abilities:

+ Demonstrated knowledge of accounting principles and reconcilement procedures

+ Proficient in MS Office, specifically Excel and Word

+ Able to quickly identify pertinent details and make timely, sound decisions

+ Organized with strong attention to detail

+ Professional interpersonal and communication skills

+ Strong writing, critical-thinking, and analytical skills

Education

Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance

Work Experience

General Experience - 3 to 6 years

Certifications

Certified Anti-Money Laundering Specialist (ACAMS) - Association of Certified Anti-Money Laundering Specialists (ACAMS)

Travel

Workstyle

Resident

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

We expect our associates at all levels to:

• Grow professionally and inspire others to do the same

• Work with and through others to achieve desired outcomes

• Make prompt, pragmatic choices and act with the client in mind

• Take ownership and hold themselves and others accountable for delivering results that matter

• Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.