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Senior Credit Analyst
- International (Lisle, IL)
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Position Overview
Join our team as a Senior Credit Analyst!
International Financial Corporation has an exciting opportunity for a Senior Credit Analyst to support customer’s financing their acquisition of International trucks and buses. This is a dynamic role with credit approval authority, focused on providing credit underwriting of owner operators and small to mid-size fleet customers.
We’re seeking a driven professional with a keen eye for detail and a passion for credit underwriting. If you thrive in a fast-paced environment and enjoy making critical decisions, we would like to hear from you!
Responsibilities
+ Daily interaction with dealers, finance managers, and internal sales teams regarding credit requests
+ Perform credit assessment on existing and potential new customers
+ Complete credit memo templates in a clean, accurate, and professional manner
+ Make recommendations regarding credit decisions to NFC Credit Management
+ Exercise credit approval authority consistent with NFC’s dual signature policy
+ Communicate credit decisions to internal and external parties
+ Ensure compliance with all company reporting policies such as risk ratings and scorecards
+ Minimize NFC’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions
+ Collect and gather standard due diligence and KYC information
+ Ensure loans and leases are properly documented and the liens are perfected
+ Educate dealers on credit and documentation requirements
+ Support the execution of strategic credit, sales and marketing initiatives
+ Assist management in creation and update of policies, procedures, reports and desktop manuals
+ Assist in remediating post funding documentation exceptions
Minimum Requirements
+ Bachelor’s degree
+ At least 1 years of accounting or finance experience
OR
+ Master’s degree
OR
+ At least 3 years of accounting or finance experience
Additional Requirements
+ Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status)
Desired Skills
+ 1+ years of credit underwriting experience, preferably in transportation sector
+ Working knowledge of consumer credit bureaus, PayNet, LexisNexis, and DocuSign
+ Strong analytical skills, business writing skills and proficiency with applications including Excel, Word, PowerBi, and T-Value
+ Ability to work independently and within a team environment
+ Ability to effectively communicate with internal and external stakeholders
+ Knowledge of transportation industry and related credit policies and procedures
+ Proficiency in finance and lease documentation, insurance and lien perfection
+ Ability to effectively prioritize workloads which include multiple transactions
Benefits and Compensation
We provide a competitive total rewards package which ensures job satisfaction both on and off the job. We offer market-based compensation, health benefits, 401(k) match, tuition assistance, EAP, legal insurance, an employee discount program, and more.
For this position, the expected salary range will be commensurate with the candidate’s applicable skills, knowledge and experience.
You can learn more about our comprehensive benefits package at https://careers.international.com/#benefits.
Company Overview
ABOUT TRATON
With its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP and one of the world’s leading commercial vehicle manufacturers. The Group’s product portfolio comprises trucks, buses, and light-duty commercial vehicles. “Transforming Transportation Together. For a sustainable world.”: this intention underlines the Company’s ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Group’s commercial growth.
ABOUT INTERNATIONALFrom a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today, few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International® trucks and engines and IC Bus® school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite® aftermarket parts. In everything we do, our vision is to accelerate the impact of sustainable mobility to create the cleaner, safer world we all deserve. As of 2021, we joined Scania, MAN and Volkswagen Truck & Bus in TRATON GROUP, a global champion of the truck and transport services industry. To learn more, visit www.International.com (https://www.international.com/our-company) .
*International Motors, LLC is d/b/a International Motors USA in Illinois, Missouri, New Jersey, Ohio, Texas, and Utah.
EEO Statement
We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.
If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability, please email [email protected] to request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise, your request may not be considered.
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