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Sr. Financial Analyst (ALM Forecast)
- US Bank (Charlotte, NC)
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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
Key qualifications include:
+ Experience in any of the following: **Corporate Treasury, forecasting, financial analysis, FTP, stress testing/CCAR, financial modeling, interest rate analytics, data analytics**
+ Technical skills: **Excel (Advanced), SQL, Data Visualization Tools (Power BI/Tableau)**
In this role, you’ll be responsible for:
+ Coordinate with business finance partners and model development to create a Loans balance sheet and income forecast that incorporates macroeconomic drivers, historical behavior, and line of business strategy
+ Perform analysis around Loans and FTP (both projected and actual) to understand performance drivers by line of business and product, and communicate balance sheet and income impacts across relevant stakeholders
+ Develop business partner relationships with other associates across the ALM team, Corporate Treasury, business finance teams, and line of business stakeholders
+ Leverage Loan model outputs to support critical use cases such as interest rate risk, capital management and stress testing, funds transfer pricing, and liquidity risk
+ Actively seek to understand how changes in the regulatory and/or macroeconomic environment may impact Loan and FTP drivers
+ Help inform and support strategies to drive financial results within the company's risk appetite
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically five or more years of related experience
Preferred Skills/Experience
- Financial services/Banking experience with knowledge of industry products
Excel (Advanced), SQL, Data Visualization Tools (Power BI/Tableau), PowerPoint
- Well-developed mathematical and analytical skills
- Excellent written and verbal communication skills
- Ability to analyze data, identify trends, and recognize anomalies
- Willingness to learn quantitative and qualitative risk factors, industry risks, competition risk, and risk management approaches
- Experience in any of the following - ALM, Corporate Treasury, forecasting, NII, FTP, stress testing/CCAR, balance sheet management, ALCO, model output validation, financial modeling, interest rate analytics, data analytics
_The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days._
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If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
E-Verify
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00 - $127,050.00
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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