• Senior Lead Credit Risk Officer (Req. )

    Wells Fargo (Wilmington, DE)


    Senior Lead Credit Risk Officer (Req. #001981)

    Wilmington,DE

    At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

     

    Corporate Risk helps all Wells Fargo businesses identify and manage risk. The team focuses on several key risk types, including conduct, credit, financial crimes, information security, interest rate, liquidity, market, model, operational, regulatory compliance, reputation, strategic, and technology risk.

     

    The group provides leadership, enhances communications, assists with problem identification and solutions, and shares best practices. In addition, the group provides an enterprise-wide view of risk, assists management and our Board of Directors in identifying and monitoring risks that may affect multiple lines of business, and takes appropriate action when business activities exceed the risk tolerance of the company.

     

    Wells Fargo Bank N.A. seeks a Senior Lead Credit Risk Officer in Wilmington, Delaware.

     

    Job Role and Responsibility: Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections. Advise senior leadership to develop and implement strategies, programs, and policies with a direct and significant impact on credit risk appetite. Demonstrate understanding of credit risk data, strategies and models across customers’ life cycle. Lead multiple analytical projects under tight timelines; ensure projects are completed on time and meet internal client expectations. Lead quantitative analytics using programming tools (SQL, SAS, and/or Python) to analyze data from a variety of sources to develop unsecure lending credit strategies. Lead credit strategy redesign and marginal hurdles framework that aligns with overall risk appetite. Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others. Effectively collaborate and consult in a matrix organization with peers, colleagues and managers to resolve issues and achieve goals. Present results of analysis and strategies to senior executive leadership. Interact with internal and external customers. Collaborate with business for oversight of risk management. Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics. Remote / telecommute work available, up to 2 days per week. Position required to appear in person at the location listed.

     

    Travel required: None

    Required Qualifications:

    Position requires a Bachelor’s degree in Engineering, Economics, Mathematics, Statistics, or related quantitative field and seven (7) years of experience in the job offered or in a related role involving credit risk.

    Specific skills required:

    • Five (5) years of programming experience in Python, SAS, and SQL with hands on experience handling large datasets

    • Five (5) years of statistical analysis and knowledge of Machine Learning techniques

    • Experience in managing originations/account management decision engine strategies

    • Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections.

    • Knowledge of P&L drivers for credit card/other unsecured lending products

    • Knowledge and understanding of databases and data mining techniques

     

    Qualified applicants send resume to: [email protected] and reference Requisition #001981 in the subject line.

     

    Job Ref: 001981