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Description

**Location** : On site at location listed in job posting.

**Summary** :

The Mortgage Funder Role is an important member of the Mortgage Division’s team and reports directly to the Mortgage Closing Manager. The operations team serves First Horizon’s borrowers, the mortgage sales team, and the consumer bank team. The ops team supports the residential mortgage sales team (both MLOs and bankers). The Mortgage Funder is responsible for reviewing, preparing and disbursing mortgage loan funds in accordance with company policies and regulatory requirements. This role ensures that all required documents are in place for funding and works closely with closers and title companies to facilitate timely disbursement of loan funds.

The Mortgage Funder Role will help support /facilitate the Funding of Mortgage Residential Loans. The Ops Center supports a substantial volume of residential mortgage loans each month and is an important center in the First Horizon mortgage network. The Mortgage Funder role will be expected to Fund a Minimum of 240 loan(s) per month. In addition to minimum production/funding requirements, our Mortgage Funders are required to follow our Mortgage Procedures while meeting all prescribed performance metrics and service level agreements as set forth by the Mortgage division. On occasion, a Seasoned Mortgage Funder will be asked to help mentor a new Mortgage Funder on technical questions pertaining to First Horizon requirements and funder processes.

**Essential Duties and Responsibilities** :

• Review loan documents for accuracy and completeness before requesting loan funds.

• Verify all conditions are met prior to funding (prior to funding conditions, passing Compliance report).

• Verify wire instructions and closing agent vetting via 3rd party vendor or call-back verification.

• Review Closing Disclosure and Funding Worksheet for accuracy of loan funds.

• Resolve funding issues or discrepancies quickly to avoid closing/ funding delays.

• Update loan systems and documentation to reflect funding status.

• Maintain funding logs, records and reports to ensure audit readiness.

• Provide excellent customer service to internal and external clients.

**Qualifications and Experience** :

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required.

• High school Diploma or General education degree with a minimum of two years of general office and customer service experience or an equivalent combination of education and experience.

• Ability to effectively use various computer software applications.

• Ability to embrace and adopt all Technology as set forth by the line(s) of businesses.

• Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing.

• Basic accounting and mathematical skills.

• Ability to effectively Multitask

• Work successfully in a fast-paced working environment and meet critical deadlines.

• Delivers excellent verbal customer service.

• Demonstrates Leadership

• Excellent interpersonal skills/Champions Teamwork

• Goal and success oriented.

• Self-Starter

• Highly organized, proven track record of successfully managing Time and Pipeline execution.

• A “sales” mindset

• Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs).

• Focus on Quality and Understanding of Regulation/Compliance requirements.

• Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful.

• An ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines.

• Commitment to a positive customer experience (internal and external).

• Intermediate Microsoft Office skills

• Knowledge of Encompass

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights

• Medical with wellness incentives, dental, and vision

• HSA with company match

• Maternity and parental leave

• Tuition reimbursement

• Mentor program

• 401(k) with 6% match

• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.