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Solution Architect- Payment Hub Modernization & Integration - Banking & Financial Services, Cognizant Consulting

Detroit, Michigan, USA

ABOUT US

Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant, a member of the NASDAQ-100, is ranked 195 on the Fortune 500 and is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com .

COGNIZANT CONSULTING

Within Cognizant is Cognizant Consulting, a global consulting organization delivering strategic and domain consulting through industry and technology expertise. With over 6,000 consultants worldwide, Cognizant offers high-value consulting services that improve business performance and operational productivity, lower operational expenses and enhance overall performance. Clients draw upon our deep industry expertise, program and change management capabilities, and analytical objectivity to help improve business productivity, drive technology-enabled business transformation and increase shareholder value. We provide a number of Business/IT Consulting Services including Business Strategy, IT Strategy & Roadmap Development, Process Re-Engineering & Transformation, Enterprise Architecture & Technology Selection, and Domain Solutions. The Cognizant Consulting team is a high performing organization that is continually expanding our client base and increasingly being recommended by analysts such as Forrester and Gartner. And we’re growing!

The Role

Our Banking & Financial Services Group is looking for a **Sr. Consulting Manager** to join our journey. We’re looking for someone who is a Solution Architect within the Banking domain.

We are seeking a hands-on Solution Architect with strong experience in payments architecture, system integration, payment hub implementation and payments hub vendor platform evaluation. This role supports a major initiative to modernize Wires, Fedwire, and ACH services, with emphasis on integration architecture, technology architecture, “As-is” & “to-be” design, and technology platform strategy.

The ideal candidate is well-versed in enterprise integration using tools like MuleSoft, Message Queues (MQ), and Informatica, with a strong understanding of ISO 20022, real-time payments, and integration with core banking environments.

We’re looking for **Sr.** **Consulting Managers** who can deliver within Cognizant’s Five Pillars of Consulting Excellence, which are: 1) Project Execution, 2) Expertise, 3) Business Development, 4) Practice Development, & 5) People Development. As a **Sr. Consulting Manager** this means leading a team of Consultants through a client-facing engagement, managing escalations, and serving as a the owner of a workstream; maintaining expertise in your domain; meaningfully contributing to the sales process through a mix of RPI development, client presentations, financial modeling, pricing strategy, and flawless delivery; creating service offerings and/or client partner training materials; and contributing to PeopleCare initiatives, recruiting, and mentoring. In addition to enabling consulting excellence through the Five Pillars of Consulting, the specific requirements for this position are below.

Our solutions are in demand and we’re passionate about making a difference. If you have experience with the above, are a selfless leader, and are committed to client-facing environment; if you want to grow your career with a team that wants to build something great together, we want to hear from you! Apply now!

Responsibilities

+ Define and document the future-state architecture across Wires, Fedwire, and ACH payment services

+ Analyze current integrations and systems architecture, identifying key integration touchpoints with banking core, fraud, infosec & other banking applications

+ Collaborate with business analysts to assess vendor solutions & fitment ensuring proposed technology solutions align with capability models and strategic goals

+ Evaluate third-party payment platforms for architectural fit, integration extensibility, security, and compliance

+ Lead the technical analysis of RFI and RFP responses, reviewing vendor platforms for:

+ Compatibility with ISO 20022 messaging

+ Integration feasibility with core systems and middleware (MuleSoft, MQ, Informatica)

+ Total cost of ownership

+ Payment’s hub implementation approach & roadmap

+ Architecture scalability, security, maintainability, and operational readiness

+ Provide technical oversight during vendor demo sessions and participate in Q&A evaluations

+ Create high-level implementation roadmaps, including system migration considerations and dual-core integration approaches

+ Present architecture recommendations and vendor assessments to business and technology leadership

+ Work closely with banks, technology, architects & information security to understand guidelines & existing solutions.

+ Identify & evaluate payments hub vendor proposed solution & architecture & its fitment with bank’s existing & planned architecture

Qualifications

• 10+ years of experience in solution architecture, **payments hub implementation** including at least 3+ years **in payments architecture** (Wires, Fedwire, ACH) & integration

• Proven experience with enterprise integration tools:

o **MuleSoft (API-led connectivity** )

o **Informatica (ETL/data transformation)**

o **Message Queues (e.g., IBM MQ, RabbitMQ, ActiveMQ)**

• Familiarity with **ISO 20022 messaging standards** and regulatory compliance in banking

• Experience **designing and evaluating third-party vendor solutions**

• Strong documentation, stakeholder communication, and executive presentation skills

• Ability to work in hybrid or Agile environments and lead cross-functional working sessions

Nice to have skills

• **TOGAF or equivalent architecture certification**

• Experience working in dual-core or multi-core banking platforms

• Background **in digital payments modernization, AI/automation architecture, or real-time payments**

• **Cloud platform architecture** exposure (Azure, AWS, or GCP)

Work Authorization

• Cognizant will only consider applicants for this position who are legally authorized to work in the United States without company sponsorship (H-1B, L-1B, L-1A, etc.)

**Benefits:** Cognizant offers the following benefits for this position, subject to applicable eligibility requirements:

+ Medical/Dental/Vision/Life Insurance

+ Paid holidays plus Paid Time Off

+ 401(k) plan and contributions

+ Long-term/Short-term Disability

+ Paid Parental Leave

+ Employee Stock Purchase Plan

**Disclaimer:** The compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.