"Alerted.org

GFC Investigator

Charlotte, North Carolina;Jersey City, New Jersey

To proceed with your application, you must be at least 18 years of age.

Acknowledge

Refer a friend

To proceed with your application, you must be at least 18 years of age.

Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/Charlotte/GFC-Investigator\_25027425-2)

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for performing end-to-end investigations or investigations support functions of external financial crimes activities across one or more lines of business. Key responsibilities include conducting routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing and acting as the liaison to Law Enforcement as required.

Responsibilities:

+ Completes investigations while overseeing cases meet or exceed closure and quality metrics

+ Completes Suspicious Activity Reports (SAR) in a timely and accurate manner for submission to regulators and/or law enforcement

+ Reports facts of the investigation to senior stakeholders, assisting in identifying potential operational or compliance risks and partners with Global Financial Crimes (GFC) Management and/or Front Line Units (FLU) to resolve investigations

+ Performs quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role

Skills:

+ Critical Thinking

+ Fraud Management

+ Regulatory Compliance

+ Written Communications

+ Investigation Management

+ Policies, Procedures, and Guidelines Management

+ Reporting

+ Risk Management

+ Coaching

+ Issue Management

+ Talent Development

GFC Investigator Job Description

This job is responsible for performing end-to-end investigations or investigations support functions of external financial crimes activities across one or more lines of business. Key responsibilities include conducting routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing and acting as the liaison to Law Enforcement as required.

TheGlobal Financial Crimes Compliance (GFCC) Investigator performsend-to-end investigations across one or more lines of business relevant to the Investigators specific area of responsibility. In the investigative role, the Investigator conducts routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing.

Responsibilities:

+ Completes investigations while overseeing cases meet or exceed closure and quality metrics

+ Completes Suspicious Activity Reports (SAR) in a timely and accurate manner for submission to regulators and/or law enforcement

+ Reports facts of the investigation to senior stakeholders, assisting in identifying potential operational or compliance risks and partners Global Financial Crimes (GFC) Management and/or Front Line Units (FLU) to resolve investigations

+ Performs quality control functions, training, communications, guidance, monitoring scenariodevelopment/enhancementinput and testing, or law enforcement liaison responsibilities in an investigative support role

Required Qualifications:

+ Minimum 1 or more years’ experience with Fraud, AML, Risk, or Compliance experience and/or knowledge of financial crimes typologies

+ Bachelor’s degree or 5 or more years equivalent work experience in areas such as financial crimes, including financial crimes investigations management, fraud management, regulatory compliance, risk management, or issue management

+ BSA knowledge relative to AML or Fraud as well as general understanding of AML typologies/red flags

+ Proficiency in Microsoft Excel / data analytics

+ Self-starter capable of analyzing and reporting independently

+ Ability to analyze and manipulate large data sets

+ Experience in manual report writing (compliance reporting, regulatory reporting, SARs reports)

+ Proficiency with writing Policies, Procedures, and Guidelines Management

+ Knowledge of criminal typologies and experience investigating financial crimes

+ Knowledge of global markets, banking and investment banking businesses, and related financial crimes risks

+ Excellent written and oral communication skills, including the ability to distill a complicated fact pattern into a coherent and concise narrative

+ Strong command in English (written and spoken)

+ Proficiency with MS Office programs and ability to quickly learn proprietary technology applications

+ Experience analyzing large amounts of data, intelligence and information in order to detect suspicious activity

+ Ability to work in a high energy environment and adhere to strict deadlines

+ Be a team player, with ability to work independently

+ Exercise discretion while prioritizing case work based upon management direction

+ Ability to thoroughly analyze and make case related decisions with justification

+ Experience using closed-sourced and open-sourced research channels

Preferred Technical Skills:

+ Risk Identification & Assessment

+ Line of Business (LoB) Products, Services & Acumen

+ Risk Governance & Reporting

+ Financial Crimes Risk Programs

+ Enhanced Due Diligence

+ Regulatory Knowledge

+ Case Investigations & Resolution

+ High Risk Activities & Typologies

+ Trading & Transaction Patterns (inc. Transaction Monitoring)

+ Financial Crimes Compliance Risk Principles

Desired Qualifications:

+ Bachelor's Degree in related field

+ Experience in financial services and/or a related government entity

+ Certified Anti-Money Laundering Specialist (CAMS)

+ Knowledge of anti-money laundering (AML) regulation and guidance for broker-dealers

+ SIE, Series 3, Series 4, Series 7, and/or Series 24 licenses

+ Experience interacting with Front Line Units & Customers/Clients

+ Knowledge of FICC or Equity products and services and/or Prime Brokerage

+ Law enforcement background

+ Excellent written and verbal communication skills

+ Self-starter capable of analyzing and reporting independently

+ Critical thinker who is intellectually curious

Skills:

+ Regulatory Compliance

+ Fraud Management

+ Critical Thinking

+ Written Communications

+ Investigation Management

+ Policies, Procedures, and Guidelines Management

+ Risk Management

+ Reporting

+ Issue Management

+ Talent Development

+ Coaching

Shift:

1st shift (United States of America)

Hours Per Week:

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

To view the "Know your Rights" poster, CLICK HERE (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) .

View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .

Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE .

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work.

This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.