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Description

The Commercial Portfolio Manager - Equipment Finance (PM) services, deepens, and retains assigned customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles. They own the primary responsibility for the credit and monitoring of Commercial portfolio risks.

This PM position will focus on analyzing, negotiating and structuring inbound customer modification and assumption requests. In addition, the PM must have the ability to combine their industry, credit and business knowledge with an in-depth understanding of each customer’s current financial position to provide innovative and workable alternatives to solve problems the customer faces in their ongoing operations while also protecting the Bank’s interests.

Duties and Responsibilities:

+ Effective management of modification and assumption requests within their assigned portfolio. Communicate directly with customers and program partners to facilitate customer requests, working with them to collect the appropriate financial information sufficient to analyze the account. Identify effective restructuring alternatives that serve the customer’s needs while simultaneously protecting the bank and minimizing loss potential.

+ Negotiate restructuring parameters with customers and formulate a strategy to rehabilitate troubled loans/leases.

+ Assist the large exposure PM group on CARS reports if needed.

+ Analyze both consumer and business credit reports in conjunction with customer financial statements; prepares spreads as required. Recommend and/or establish the appropriate risk rating within the assigned authority; support the risk rating with sound analysis and judgment.

+ Responsible for underwriting quality and portfolio administration of assigned portfolio working directly with the Team Leader and Regional Credit Officer when necessary.

+ Performs other duties as assigned.

Basic Qualifications:

+ Bachelor's Degree

+ 3+ years of experience in portfolio or relationship management, credit and/or collections

Preferred Qualifications:

+ Demonstrated success structuring and underwriting commercial credit

+ Proficiency using Microsoft Word and Excel

+ Strong written and verbal communication

+ Strong customer service orientation

+ Ability to thrive in a fast-paced environment with excellent time management skills

+ Established professional network

+ High level of professionalism

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

$57,000 - $124,000 Annual Salary

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.