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Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Wholesale Credit Risk Manager in Business Banking, you will lead a team of Divisional Credit Officers who: decision new credit requests, renew existing credit lines, complete annual reviews of larger credit exposures and maintain relationships with key functional collaborators (Sales, Operations, Legal, Compliance and other Risk leaders). You appropriately assess the risk in the portfolio, ensuring that the team decisions new credit transactions according to requirements and diligently manages the existing credit portfolio, meeting customer expectations and established goals. The incumbent will also have direct accountability for Credit Officer quality and regulatory compliance. As part of the management team, you will be expected to identify opportunities to improve controls and efficiencies as well as lead change through identified projects. Together, we will support the growth of the Business Banking portfolio while upholding prudent credit judgment and risk practices

Job Responsibilities

+ Lead as the primary credit analysis contact for the Business Banking divisional leadership team, negotiating terms, informing, and consulting on strategic initiatives.

+ Manage teams of Credit Officers in Columbus and India, analyzing and deciding credit requests of varying complexity while maintaining high quality standards and adhering to credit policies, guidelines, and procedures.

+ Implement the firm's risk appetite across various industries and geographies, ensuring appropriate Risk Grading and Loss Given Default assignments to all credits.

+ Develop the team and oversee workflow processes to manage new and renewed deal flow and other portfolio management-related activities.

+ Perform reviews of process activities to ensure compliance with control measures and identify areas for improvement.

+ Assume ownership of portfolio quality, acting with a sense of urgency during reviews and exams.

+ Partner with other functions to deliver continuous improvements for efficiency, controls, and consistency.

+ Collaborate with the Risk Modeling team to prepare model documentation, provide credible challenge, and implement usage.

+ Provide input into deep dives, prepare and deliver presentations for various senior Risk forums and field leadership calls.

Required qualifications, capabilities and skills

+ Bachelor's degree in Finance, Accounting, Business Administration, or a related field.

+ 10 years of Business or Commercial Credit experience, with an in-depth knowledge of credit risk assessment and regulatory requirements.

+ Proven leadership capacities and executive presence, with demonstrated success in managing multi-site teams and the ability to credibly challenge others on complex ideas succinctly.

+ Strong track record of collaboration with stakeholders and colleagues at all levels, adept at navigating a highly matrixed organization.

+ Proactive self-starter with a demonstrated ability to manage and deliver time sensitive, complex initiatives.

+ Excellent interpersonal and communication skills, including ability to negotiate, influence, and demonstrate diplomacy in sensitive situations and to interact effectively with senior management

+ Retain, develop, and recruit high-performing talent.

Preferred qualifications, capabilities, and skills

+ MBA or advanced degree

+ Direct client engagement experience

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans