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Overview:

Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.

Primary Responsibilities:

+ Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.

+ Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.

+ Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.

+ Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.

+ Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.

+ Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.

Scope of Responsibilities:

Works under general supervision. Exercising lending authority to $150,000.

Supervisory/ Managerial Responsibilities:

Assist in the development and training of junior staff.

Education and Experience Required:

Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience

Education and Experience Preferred:

Previous Consumer credit experience preferred

Physical Requirements:

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.94 - $34.91 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.