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Our Commercial Operations Division is seeking a Financial Underwriter to join our team\! This position requires 2 or more years of financial underwriting experience\. The ideal candidate is a proactive self\-starter with a quantitative degree and background in pricing prospects and renewals\. Strong analytical skills and an understanding of the science of underwriting paired with the ability to apply it creatively are essential\. We are searching for someone who is comfortable collaborating with sales and account executives, as well as with brokers\. This is a remote position with a Monday\-Friday schedule\. During our peak season from October – December, additional hours may be required, including weekends\. If this opportunity is of interest, we invite you to apply\!

Job Responsibilities

+ Collecting information, contacting sales, account managers, agents, and other parties as appropriate to clarify and correct inconsistent, incorrect or missing group health application information\.

+ Perform risk appraisals for group health insurance prospect and renewals and associated underwriting documentation; evaluating and classifying group risk to determine acceptability, coverage and pricing\.

+ Calculating and negotiating rates and premium charges for group health insurance using approved formulas and tables

+ Corresponding with sales, account managers, agents, and other parties regarding group health insurance products, features, and pricing\.

+ Assisting the on\-going maintenance and enforcement of underwriting guidelines as well as providing underwriting expertise to projects in support of sales, marketing, membership and billing, legal or actuarial organizations\.

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Job Qualifications

_Education_

+ Bachelors Degree in Mathematics, Finance, Accounting or related field or equivalent work experience\.

_Experience_

+ 2 Years \- Stop Loss UWg, Financial UWg, Actuarial, or Fin\. Mgmt\. experience

_Skills\\Certifications_

+ Excellent oral and written communication skills

+ Proficient in Microsoft Office \(Outlook, Word, Excel and PowerPoint\)

+ Effective analytical, planning, interpersonal, organizational and research skills with the ability to handle multiple projects

+ Ability to work independently with minimal supervision or function in a team environment sharing responsibility, roles and accountability\.

+ Effective negotiation, presentation, and facilitation skills

Number of Openings Available:

1

Worker Type:

Employee

Company:

BCBST BlueCross BlueShield of Tennessee, Inc\.

Applying for this job indicates your acknowledgement and understanding of the following statements:

BCBST will recruit, hire, train and promote individuals in all job classifications without regard to race, religion, color, age, sex, national origin,citizenship, pregnancy, veteran status, sexual orientation, physical or mental disability, gender identity, or any other characteristic protected by applicable law\.

Further information regarding BCBST's EEO Policies/Notices may be found by reviewing the following page:

BCBST's EEO Policies/Notices \(https://www\.bcbst\.com/docs/equal\-employment\-opportunity\.pdf\)

BlueCross BlueShield of Tennessee is not accepting unsolicited assistance from search firms for this employment opportunity\. All resumes submitted by search firms to any employee at BlueCross BlueShield of Tennessee via\-email, the Internet or any other method without a valid, written Direct Placement Agreement in place for this position from BlueCross BlueShield of Tennessee HR/Talent Acquisition will not be considered\. No fee will be paid in the event the applicant is hired by BlueCross BlueShield of Tennessee as a result of the referral or through other means\.

About Us

As Tennessee's largest health benefit plan company, we've been helping Tennesseans find their own unique paths to good health since 1945\. More than that, we're your neighbors and friends – fellow Tennesseans with deep roots of caring tradition, a focused approach to physical, financial and community good health for today, and a bright outlook for an even healthier tomorrow\.

At BCBST, we empower our employees to thrive both independently and collaboratively, creating a collective impact on the lives of our members\. We seek talented individuals who excel in a team environment, share responsibility, and embrace accountability\.

We're also seeking candidates who are proficient in the Microsoft Office suite, including Microsoft Teams, organized, and capable of managing multiple assignments or projects simultaneously\. Additional, strong interpersonal abilities along with strong oral and written communication skills are important across all roles at BCBST\.

BCBST is a remote\-first organization with many employees working primarily from their homes\. Each position within the company is classified as either fully remote, partially remote, or office based\.

BCBST hires employees for remote positions from across the U\.S\. with the exception of the following states: California, Massachusetts, New Hampshire, New Jersey, and New York\. Applicants living in these states may move to an approved state prior to starting a position with BCBST at their own expense\. If the applicant moves to Chattanooga, TN, they may be eligible for relocation benefits\.