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Director Emerging Insurance Risk
- The Hartford (Hartford, CT)
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Dir Product - EM06CE
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.
Based in Hartford, CT, this position supports the Office of the Chief Underwriting Officer’s mission to drive underwriting excellence across the Personal, Commercial and Specialty businesses at The Hartford. This role is responsible for researching, cataloging and communicating emerging risks that have the potential to impact the insurance industry and The Hartford’s portfolio. This role will educate the underwriting community on emerging risks and the potential impact to their businesses. This role will provide technical expertise and help develop underwriting strategies and positions to address emerging risks. In addition, this role will partner with Enterprise Risk Management (ERM) to identify and key underwriting risks and mitigation strategies for risk that have the potential to materially impact The Hartford. Accordingly, the successful candidate will need to demonstrate deep underwriting, product, and claims knowledge, exemplary communication skills and the ability to engage with Senior Management across the company.
WORK ARRANGEMENTS: This role will have a Hybrid work arrangement, with the expectation of working in an office (Hartford, CT) 3 days a week (Tuesday through Thursday).
RESPONSIBILITIES:
+ Research potential emerging risks (examples include accelerated climate change, autonomous vehicles, marijuana legalization) and assess how those risks may impact our insurance products from a claims or regulatory standpoint
+ Summarize and communicate emerging risks to key stakeholders across the enterprise
+ Manage emerging risk governance process and facilitate bi-annual meetings of the enterprise Insurance Risk Council (IRC)
+ Identify opportunities and support efforts to develop consistent underwriting positions to address emerging risks
+ Contribute content and support to the Underwriting Risk Committee
+ Contribute to additional OCUO underwriting and product initiatives
QUALIFICATIONS:
+ Minimum of 7 years of experience in Underwriting, Claims, Product Management or comparable role is required; CPCU or similar designation a plus
+ Solid understanding of core P&C lines of business
+ Keen interest in emerging insurance issues and demonstrated ability to draw connections between existing business strategies and evolving threats and opportunities
+ Solid understanding of underwriting & claims processes, including underwriting guidelines, underwriting authority, coverage, claims operations, etc; legal experience a plus
+ Strong analytical & critical thinking skills; solution-oriented mindset with the ability to engage in new ways of looking at problems, processes and solutions
+ Strong written and verbal communication skills; good comfort level in developing and delivering presentations to business leaders
+ Strong interpersonal and relationship management skills; ability to interact and collaborate with a broad array of business and functional area colleagues to solve business problems
+ Experience building and maintaining strong relationships both internally and externally
+ Bachelor’s degree strongly preferred
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$136,000 - $204,000
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us (https://www.thehartford.com/about-us) | Our Culture (https://www.thehartford.com/about-us/corporate-culture) | What It’s Like to Work Here (https://www.thehartford.com/careers/our-employees) | Perks & Benefits (https://www.thehartford.com/careers/benefits)
Every day, a day to do right.
Showing up for people isn’t just what we do. It’s who we are – and have been for more than 200 years. We’re devoted to finding innovative ways to serve our customers, communities and employees—continually asking ourselves what more we can do.
Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?
That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.
And while how we contribute looks different for each of us, it’s these values that drive all of us to do more and to do better every day.
About Us (https://www.thehartford.com/about-us)
Our Culture
What It’s Like to Work Here (https://www.thehartford.com/careers/our-employees)
Perks & Benefits (https://www.thehartford.com/careers/benefits)
Legal Notice (https://www.thehartford.com/legal-notice)
Accessibility StatementProducer Compensation (https://www.thehartford.com/producer-compensation)
EEO
Privacy Policy (https://www.thehartford.com/online-privacy-policy)
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International Privacy Policy
Canadian Privacy Policy (https://www.thehartford.com/canadian-privacy-policy)
Unincorporated Areas of LA County, CA (Applicant Information)
MA Applicant Notice (https://www.thehartford.com/ma-lie-detector)
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