• Intern - Credit Loss Analytics

    First Horizon Bank (Memphis, TN)


    Description

    **Job Title** : Intern – Credit Loss Analytics

    **Location:** Onsite at the location listed in the job posting.

    **Internship Program Duration** : September 8, 2025 – November 14, 2025

    **Pay:** $20

    Summary

    Our 10-week internship offers a comprehensive and immersive experience for students interested in gaining practical knowledge and skills in the banking industry. Each week, you will be exposed to different leaders and aspects of the Credit Loss Analytics team. As part of our team, you will have the unique opportunity to learn about Economic Capital (EC) modeling, Current Expected Credit Losses (CECL), and Stress Testing processes that guide key decisions around portfolio management, capital adequacy, and client risk assessment. You will have the opportunity to complete projects that will help you understand the day-to-day operations of a bank and develop a well-rounded skillset. Additionally, you will have the chance to receive guidance from experienced professionals in the field, participate in meetings, and network with other interns and associates. By the end of the program, you will have gained valuable insights, built a solid foundation in banking practices, and potentially set the stage for future career opportunities at First Horizon.

     

    **Weekly Scheduled Hours:** Monday-Friday 9 AM-5 PM

    The Intern will learn and assist with the day-to-day duties of the Credit Loss Analytics members, including:

    + Assist associates with data collection, preparation, and analysis related to EC, CECL, and stress testing of loan and investment portfolios.

    + Support model execution, testing, and documentation to ensure reliable outcomes for our internal stakeholders and regulators.

    + Participate in monitoring and explaining trends or unusual findings to both technical and non-technical audiences.

    + Contribute to ad hoc research, special projects, and continuous process improvements in support of the team’s objectives.

    + Collaborate with associates to learn the end-to-end credit loss forecasting process.

    + Cross-train and actively expand your skillset, with exposure to all areas of credit risk modeling throughout your internship.

    Qualifications

    + Actively pursuing a Bachelor’s or Master’s degree in business, finance, economics, mathematics, statistics, data science, or a related field.

    + Interest in building analytic and problem-solving abilities, with prior coursework or experience in data analysis or statistics preferred.

    + Familiarity with Excel required; exposure to SQL, Python, SAS, or R is a plus but not required.

    + Strong communication skills, especially the ability to summarize complex findings for audiences with varying technical backgrounds.

    + Eagerness to learn in a collaborative and fast-paced environment.

     

    About Us

     

    First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https://urldefense.com/v3/\_\_https:/www.firsthorizon.com/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .

    Benefit Highlights

    • Medical with wellness incentives, dental, and vision

    • HSA with company match

    • Maternity and parental leave

    • Tuition reimbursement

    • Mentor program

    • 401(k) with 6% match

    • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

    Follow Us

    Facebook (https://www.facebook.com/FirstHorizonBank)

     

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    LinkedIn (http://www.linkedin.com/company/first-horizon-bank)

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    YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209\_-Q)

     

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

     

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

     

    For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.