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About this role:

Wells Fargo is seeking a Lead Credit Risk Officer. We are seeking highly motivated credit professionals to enable the rationalization and maintenance of wholesale credit policies, while:

• Supporting line of business credit risk governance

• Complying with the Policy Management Policy

• Ensuring a consistent credit risk profile

• Ensuring credit professionals can easily understand and follow the requirements

• Ensuring proper Line of Business implementation of, and adherence to, the wholesale credit policies

In this role, you will:

+ **Rationalization:**

+ Lead Roundtables, and serve as a subject matter expert, on specific lending topics

+ Understand, and clearly communicate, complex wholesale credit concepts

+ Build consensus for final approach on the topic

+ Write credit policies, with moderate oversight, so that it:

+ aligns with regulatory expectations

+ appropriately represents the bank’s risk appetite,

+ is clearly understood by all stakeholders (Credit Professionals and third-parties)

+ adheres to the Policy Management Policy.

+ Present policy topics to Group Senior Credit Officers (GSCOs) and Business-Aligned Chief Risk Officers in order to build consensus for WHSL Credit Policies

+ Identify legacy content for appropriate disposition, and coordinate with legacy content owners so implement new framework

+ Ensure proper Line of Business implementation of, and adherence to, wholesale credit policies

+ **Business As Usual:**

+ Ensure proactive management of existing credit policies, procedures, and supporting documents

+ Address needed Risk Governance edits within policies

+ Adherence to the Policy Management Policy

+ Identify improvement opportunities within policy, procedure, and surveillance

+ Ensure resolution of matters requiring attention from third party stakeholders

+ Provide accurate and timely answers to credit policy inquiries, from Credit Professionals and other stakeholders

+ Effective communication and partnership skills

Other Responsibilities may include:

+ Participate in recording, and content creation, of webcast supporting the quarterly WHSL Credit Policy Publications

+ Provide perspective and feedback on various surveillance programs, such as the Credit Policy Exception (CPE) Program

+ Write, and seek approval of, Compliance Summaries

+ Coordinate IRM Credit feedback for nCino programming (system of origination)

+ Regulatory requirement compliance/mapping to Credit Policy

Required Qualifications:

+ 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

+ Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture

+ Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

+ Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals

+ Collaborate with business for oversight of risk management

+ Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics

+ Interact with internal and external customers

+ Receive direction from leaders

Posting Locations:

+ 401 S Tryon Street, Charlotte, North Carolina

+ 600 S 4th Street, Minneapolis, Minnesota

+ 800 S Jordan Creek Pkwy, West Des Moines

+ 401 Las Colinas Blvd W Bldg B, Irving, Texas

+ 1150 W Washington Street, Tempe, Arizona

Job Expectations:

+ Ability to work at one of the approved locations in the job posting

+ This position is not eligible for Visa sponsorship

+ This position currently offers a hybrid schedule

Pay Range(s) (US Only) :

Minneapolis, Minnesota | Pay Range: 139,000.00 - 217,000.00 USD Annual

_*Job posting may come down early due to volume of applicants._

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$139,000.00 - $239,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

Posting End Date:

10 Aug 2025

*** **_Job posting may come down early due to volume of applicants._

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-477016