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Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Citi’s Mission and Value Proposition (http://www.citigroup.com/citi/about/mission-and-value-proposition.html) explain what we do and Strategy (http://www.citigroup.com/citi/about/leadership-standards.html) explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve.

The **Principal Engineer** is a senior individual contributor responsible for achieving results through hands-on engineering, including designing and building shared platform services. This senior role requires both deep technical expertise and a commitment to engineering excellence. The Principal Engineer will enhance the overall technical proficiency of the organization by leading through example and providing mentorship and support to colleagues.

Responsibilities:

+ Analyze a variety of complex technical issues and provide insightful solutions.

+ Research, design, and develop systems based on strong computer science fundamentals and application development principles.

+ Integrate deep application development knowledge with broader technology functions to achieve strategic goals.

+ Provide technical expertise and advanced knowledge of applications programming, ensuring adherence to architectural blueprints.

+ Implement complex solutions hands-on.

+ Mentor and guide team members across various technology disciplines.

+ Cultivate a collaborative and supportive environment for subject matter experts.

+ Collaborate with senior leaders across functions and external parties as needed.

+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

+ 10+ years of experience in system development.

+ Expertise in modern technology stacks, frameworks, and tools (e.g., cloud platforms, microservices, containerization).

+ Advanced knowledge of system design, coding best practices, testing methodologies, debugging techniques, and implementation strategies.

+ Proven ability to write clean, maintainable, and efficient code adhering to software engineering best practices.

+ Demonstrated success leading large-scale technology initiatives and delivering impactful results.

+ Strong problem-solving and strategic technical decision-making skills.

+ Excellent leadership, communication, and stakeholder management skills.

Education:

+ Bachelor’s degree/University degree or equivalent experience

+ Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Technology

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Job Family:

Applications Development

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Time Type:

Full time

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Primary Location:

Jersey City New Jersey United States

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Primary Location Full Time Salary Range:

$176,720.00 - $265,080.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Sep 30, 2025

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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._

_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) ._

_View Citi’s EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) poster._

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.