• LEAF Credit Underwriting Analyst

    M&T Bank (Moberly, MO)


    Overview:

    Reviews, analyzes, and processes loan and lease credit applications and conducts investigations to make informed credit decisions within assigned authority; refers applications exceeding that authority to others for decisioning.

    Primary Responsibilities:

    Underwrite loan and lease credit applications within assigned authority and accurately record the decision in the appropriate system.

     

    Complete credit investigations and compile routine credit information for loan and lease applications.

     

    Prepare credit write-ups for transactions under $500 k.

     

    Refer credit decisions above assigned authority to proper credit personnel, inclusive of a recommendation for approval or denial.

     

    Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.

     

    Promote an environment that supports belonging and reflects the M&T Bank brand.

     

    Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

     

    Complete other related duties as assigned.

    Scope of Responsibilities:

    Supervisory/Managerial Responsibilities:

    Not Applicable

    Education and Experience Required:

    Associate’s degree and a minimum of 3 years’ work experience, or in lieu of a degree, a combined minimum of 5 years’ higher education and/or work experience, including a minimum of 3 years’ work experience

     

    Proven organizational skills

     

    Proven analytical skills

     

    Proven decision-making skills

    Education and Experience Preferred:

    Bachelor’s degree in Finance, Accounting, Economics, or Mathematics

     

    Minimum of 1 years’ related experience

     

    Minimum of 1 years’ leasing experience

     

    Formal credit training

     

    Proven underwriting analysis skills

     

    Good working knowledge of credit and underwriting principles and procedures

    Physical Requirements:

    M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $24.76 - $41.27 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

     

    Location

     

    Moberly, Missouri, United States of America

     

    M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.