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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Our** **Working Capital Finance** **(** **WCF** **)** **t** **eam

What** **you’ll** **do

Become a financial market specialist while being integrated into deal teams helping clients execute complex transactions. Over the course of our program, you will receive accelerated learning and skill development through a mix of formal training, mentorship, and a community of peers and advisors in a dynamic and supportive team environment.

As a** **Working Capital Finance** **A** **nalyst** **,** **you’ll** **:

+ Create transaction and pitchbook materials, including lender presentations, information memorandums, and comparable transaction assessments

+ Help conduct analysis of companies’ financial statements

+ Research and identify key terms and conditions of recent loan market transactions

+ Help solve customer problems through discovery, analysisand prioritization for our product roadmap

+ Build proficiency in trade and working capital strategies, working with cross functional teams through deal origination, execution, implementation and program management

+ Develop technical and business acumen through training, mentorship, and exposure to senior executives

+ Build a supportive community of peers through a variety of cohort strengthening activities such as social events, development workshops, and catered insight to support your transition from college to the workforce

Who** **we’re** **looking for

We’re looking for intellectually curious and creative thinkers who can exhibit quick judgement, demonstrate agility, and thoughtfully react to dynamic environments.

Basic qualifications:

+ Bachelor’s degree in Finance, Accounting, Economics, or a related field with a targeted graduation date of December 2025 or Spring 2026

+ Ability to start the full-time development program in summer 2026

Preferred qualifications:

+ Preferred GPA of 3.0 or above

+ Strong verbal and written communication skills

+ Well-developed analytical skills

+ Proficient in Excel, PowerPoint, Word, Copilot and Mural

+ Demonstrates an interest in debt capital marketsand working capital solutions

+ Solid understanding of basic accounting principles

+ Understanding of product management and/or agile ways of working

+ Excellent interpersonal skills

+ Ability to work well under pressure and time constraints

+ Self-motivated with a clear desire to learn and contribute within a dynamic team environment

+ Intellectual curiosity

+ Attention to detail and ability to support multiple projects/tasks simultaneously

Work** **ing model and hours:

This is an in-office role. Team members who are in-office spend a minimum of four days a week at the listed U.S. Bank location(s).

Development program members work approximately 40-hours each week in this fulltime role.

The application process

If you are interested in applying and learning more, click on the Apply Now icon to submit your application.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

E-Verify

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $66,640.00 - $78,400.00

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.