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BUSINESS ANALYST - CORPORATE CREDIT RISK DEPT.

A Brief Overview

Assist in the execution of the commercial credit risk functions and analyses. Provides support to the Commercial Credit Risk Manager (“CCRM”) in the execution of all the business analytics related to the commercial, construction and commercial real estate loan portfolios and other complex credits. Prepare reports and provide insight analysis on assigned portfolio performance and asset quality.

What you’ll do:

+ Responsible for the preparation of recurrent Commercial Loan portfolio reports, such as, but not limited to, Delinquency reports, Ticklers, Risk Appetite, etc.

+ Assists in the administration of Moody’s Lending Cloud platform including support to end-users and managing future platform upgrades.

+ Provide close monitoring of the Commercial Loan portfolio performance, which includes Commercial C&I, Construction, Vehicle Floor Plan, Commercial Real Estate and all loans managed through the Special Assets Group across all operating regions.

+ Build collaborative relationships with analysts, internal clients and provide support as needed.

+ Prepares analysis in a clear, concise, and actionable format and assist in the development of plans and recommendations for mitigation strategies and tactics.

+ Assists and provides support for risk projects requiring advanced analytical, quantitative, and technical skills.

+ Assist in the preparation of presentations and reports to other areas, the Executives, Credit Committee or BOD as needed (i.e. Asset Quality, Concentration, Policy Exceptions)

+ Develop visual management tools (tables, graphs, dashboards), as needed, with different key performance indicators to provide visibility to Management of the different review efforts performed by the Corporate Risk Reviews division.

+ Assist in the review of commercial credit risk policies and procedures.

+ Understand and comply with applicable policies, laws and regulations.

Other Responsibilities:

+ Assists with the preparation of unit presentations and the execution of ad-hoc requests and special corporate projects.

Competencies:

+ Proficient in the use of software including Word, Excel, Power Point, etc., in addition to internal bank systems.

+ Basic knowledge of programming languages such as SQL, Python, and R, a plus.

+ Strong communication skills, both written and verbal – English and Spanish.

+ Self-directed and self-motivated with an ability to work in a fast-paced environment and efficiently manage multiple tasks and priority management.

+ Good analytic skills.

+ Ability to conceptualize initiatives and interpret information and translate to a presentation and/or reports.

+ Must be a cooperative team player,

What You’ll Need:

+ Bachelor’s degree in Business Administration, Finance, Data Science or related field.

+ Previous experience in data analysis, business analytics or related role a plus.

+ General understanding of business and financial fundamentals, with mathematical aptitude and computer spreadsheet skills.

+ Demonstrated analytical, decision-making, and effective problem-solving skills.

+ Interact and communicates with peers and management.

+ Speak and write fluently in both english and spanish.

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