• Team Lead & Sr. Portfolio Manager - C&I

    Raymond James Financial, Inc. (Villanova, PA)


    Summary of the** **Position:

    The Commercial & Industrial (C&I) Team Lead and Senior Portfolio Manager is responsible for assisting the Senior Credit Officer (SCO) and Chief Credit Officer (CCO) in managing Portfolio Managers (PM) within his/her designated regions.

     

    This includes coordinating the timely completion of quality Credit Approval Requests (CARS), modifications, periodic reviews (QPRs), portfolio monitoring activities, necessary training, and loan review and audit preparation activities, and special projects as assigned by the SCO, CCO, or SVP Credit Administration.

    Primary Functions of the** **Position:

    + Coordinates the timely underwriting of new deals, modifications, periodic reviews, and other reporting requirements

    + Manages workflows and account loads per PM to ensure proper portfolio management, and maintain a comprehensive loan detail log

    + Coaches, develops, and structures teams to effectively deliver on expectations

    + Trains and mentors new employees, and coordinates training as needed for both new and existing employees

    + Maintains a portfolio, as required, with the following responsibilities:

    + Performs detailed financial analysis primarily for Commercial & Industrial lending opportunities

    + Prepares underwriting requests for credit extensions to new and existing clients, including but not limited to:

    + CAR Approval Requests

    + Covenant Waivers / Amendments

    + Quarterly Portfolio Reviews

    + Special Asset Reports

    + Supports the Relationship Manager by ensuring the initial set-up of credit facilities on our internal systems is consistent with the reporting requirements contained in the loan documents

    + Ongoing Portfolio Management including, but not limited to:

    + Financial Reporting

    + Covenant Compliance

    + Borrowing Base Availability

    + Ensures compliance with the Bank’s credit policies and procedures, identifying exceptions for approval when they occur

    + Capable of standing-in for the relationship manager when the RM is unavailable at various internal meetings such as Credit Committee, Special Assets Group and Periodic Reviews

    + Accompanies the relationship manager on prospect/client calls when appropriate

    Education and Experience** **Requirements:

    + Bachelor’s Degree in Finance, Accounting, or related field; MBA preferred

    + Minimum 7 years of banking experience in credit analysis and underwriting

    + Prior management experience preferred

    Essential Skills and** **Abilities:

    + Excellent organizational and project management skills

    + Excellent presentation skills

    + Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition and projections.

    + Proficient in loan structuring

    + Proficient in various spreadsheet applications, including use of graphs, charts, and Moody’s financial analysis software