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Credit Analyst

Description:

Position Title:** **Credit Analyst

**Pay Rate** :

$75,000 - $93,000 (PL 9)

_Multiple factors, including Individual experience, skills and abilities will determine where an employee is ultimately placed in the pay range._

**Category/Shift** :

Salaried Full-Time

**Physical Location** :

1740 International Drive,

Memphis, TN 38197

The Job You Will Perform:

+ Analyze financial statements, credit reports, and other relevant data to determine credit risk.

+ Prepare detailed credit analyses and present findings to management.

+ Monitor existing accounts for changes in credit risk and recommend adjustments to credit limits or terms.

+ Collaborate with sales, customer service, and customers to resolve credit issues and support customer relationships.

+ Point of escalation for the collection and dispute teams to help resolve complex or high risk credit situations.

+ Manage daily work activities and special projects

+ Maintain a strong team orientation

+ Act as a role model to others, possessing leadership attributes

+ Demonstrate the ability and desire to help improve skills within the team

+ Maintain a genuinely positive influence in a team environment

+ Demonstrates ability to provide effective support and guidance to all team members

+ Recognized by peers to be consistently dependable and reliable day after day

The Qualifications, Skills and Knowledge You Will Bring:

+ Bachelor’s degree in finance, accounting, economics or related areas

+ Minimum of 3-5 years of applicable business experience

+ Strong knowledge of operational, accounting, and finance topics

+ Understand and interpret various credit market factors and risk

+ Ability to manage credit and collection procedures for AR portfolio $50 million+ Quick turn-around ability to make credit decisions leveraging deep financial analysis and any other indirect information

+ Prepare accurate accounts receivable and risk performance reports as required

+ Ability to communicate effectively and competently with high level financial managers

+ Capability to research and resolve discrepancies regarding customer accounts receivable

+ Ability to arrange payment plans, monitor delinquent accounts, manage bad debt reserves and write-off processes

+ Understanding of credit and bankruptcy laws and procedures

+ Proactive multitasker with excellent written, verbal, and active listening skills

+ Develop effective working relationships with business sales/finance and external customers

+ Knowledge of Microsoft Suite Products and SAP

+ Skilled or Talented in the following competencies:

+ Customer focus

+ Timely Decision Making

+ Priority Setting/Time Management

+ Dealing with Ambiguity

+ Action Oriented

+ Drive for Results

+ Problem Solving

+ Listening

+ Conflict Management

+ Organizational Agility

+ Self-development

+ Limited Travel Required

Preferred Qualifications:

+ Experience in making credit decisions, analyzing financials and identifying bad debt risk

+ Experience in Order to Cash Processes

+ Experience with unsecured bankruptcies

_International Paper is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law._

_International Paper complies with federal and state disability laws and makes reasonable accommodations for applicants and employees with disabilities. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact_ [email protected]_ _or (877) 973-3919._

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Location:

MEMPHIS, TN, US, 38197

Category: Finance

Date: Sep 5, 2025

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