• Benefits Captive Consultant

    Access Dubuque (Dubuque, IA)


    Benefits Captive Consultant

    Cottingham & Butler/ SISCO

    1 Positions

    ID: 4879611008

    Posted On 08/08/2025

     

    Refreshed On 09/08/2025

     

    Job Overview

     

    We are seeking a knowledgeable and client-focused Benefits Captive Consultant with expertise in stop-loss insurance to support the design, implementation, and management of employee benefits captives. This role involves advising employers and brokers on alternative risk financing strategies, optimizing stop-loss arrangements, and ensuring compliance with regulatory and operational standards.

    Key Responsibilities:

    + Advise employers and benefits brokers on the feasibility, structure, and implementation of stop-loss captives for self-funded employee health plans.

    + Conduct financial modeling and risk analysis to evaluate the potential cost savings and risk mitigation benefits of captive participation.

    + Collaborate with actuaries, underwriters, and legal advisors to maintain effective stop-loss layers and reinsurance arrangements.

    + Monitor captive performance, analyze claims trends, and provide strategic recommendations to optimize funding and retention strategies.

    + Facilitate ongoing client education and engagement, including board presentations, annual reviews, and strategic planning sessions.

    + Stay current on healthcare trends, regulatory developments (e.g., ERISA, ACA), and innovations in the stop-loss and benefits captive space.

    + Support group captive programs by managing member selection, onboarding, renewals, and communication between stakeholders.

    Qualifications:

    + Bachelor’s degree in Risk Management, Insurance, Finance, or a related field (advanced degree or CEBS/ARM designation preferred).

    + 5+ years of experience in employee benefits, stop-loss insurance, or captive consulting.

    + Deep understanding of self-funded health plans, stop-loss structures, and group captive models.

    + Strong analytical, communication, and client relationship management skills.

    + Ability to manage multiple projects and stakeholders in a fast-paced, consultative environment.

    + Familiarity with healthcare cost containment strategies and third-party administrator (TPA) coordination.

    + Proficiency in Excel-based modeling and insurance analytics platforms.

    About Cottingham & Butler:

    At Cottingham & Butler, we sell a promise to help our clients through life’s toughest moments. To deliver on that promise, we aim to hire, train, and grow the best professionals in the industry. We look for people with an insatiable desire to succeed, are committed to growing, and thrive on challenges. Our culture is guided by the theme of “better every day” constantly pushing ourselves to be better than yesterday – that’s who we are and what we believe in.

     

    As an organization, we are tremendously optimistic about the future and have incredibly high expectations for our people and our performance. Our ability to grow as a company, fuels investments in new resources to better serve our clients and provide the amazing career opportunities our employees want and deserve. This is why we are a growth company and why we are committed to being better every day.

     

    Want to learn more? Follow us on www.CottinghamButler.com | LinkedIn (https://www.linkedin.com/company/cottingham-&-butler/) | Facebook (http://www.facebook.com/cottinghambutler)

     

    Primary Contact

     

    12213

     

    Human Resources

     

    ,

     

    563-587-5104

     

    Phone

     

    Phone

     

    Phone

     

    563-587-5922

     

    Fax

     

    [email protected]

     

    Email

     

    True

     

    False

     

    True

    Job Details

    Categories

     

    Banking/Mortgage/Financial Services

    Education

    Graphic Design/Social Media

     

    Insurance

     

    Legal

     

    Location

     

    Dubuque, IA

     

    Job Type

     

    Employee

     

    Full/Part

     

    Company ID

     

    943

     

    Job REQ #

     

    4879611008

    \# Positions

    1

     

    Start Date

     

    20250808

     

    End Date

     

    20251009

     

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    About the Company

    ABOUT THE COTTINGHAM & BUTLER COMPANIES

    Cottingham & Butler is one of the largest insurance brokers in the U.S. with over 1,200 employees dedicated to providing our clients with advice and insurance products to manage the risks they face. Better Every Day. That's our promise to our employees and our clients. We deliver better advice, better service, and better ideas than our competitors. Every Day. It's a commitment to challenging conventional wisdom, innovating, improving how we serve our clients and growing as industry professionals. This approach has produced superior results for our clients, endless opportunities for our employees, and a growth track record that continues to outperform the industry.