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Equipment Finance Valuations Analyst
- US Bank (St. Paul, MN)
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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
Responsible for ongoing analysis of new equipment and equipment under lease to ensure that appropriate residuals and collateral values are established. Reviews equipment portfolio under management to ensure soundness. Manage equipment remarketing, including returns, and repossessions, and end-of-lease negotiations. Participates in deal structuring documentation.
Job Duties Include:
+ **Estimate residual value** of leased or owned equipment based on depreciation, market trends, and asset type.
+ **Develop financial models** to project future asset values over time.
+ **Analyze historical resale data** to inform valuation assumptions.|
+ **Monitor industry trends** affecting equipment value (e.g., tech advancements, regulatory changes).
+ **Evaluate equipment types**
+ **Prepare detailed valuation reports** for internal stakeholders or clients.
+ **Document assumptions and methodologies** used in residual value calculations.
+ **Support lease pricing decisions** by providing residual value inputs.
+ **Work with leasing teams** to structure contracts with accurate residual assumptions.
+ **Coordinate with asset managers** to track equipment performance and condition.
+ **Assess risk exposure** tied to residual value assumptions.
+ **Ensure compliance** with accounting standards and lease regulations.
+ **Support audits** by providing valuation documentation and rationale.
Experience with machine tool, energy, marine, rail, manufacturing, oil and gas equipment preferred
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Eight to ten years of related experience in equipment leasing and valuation
- ASA certification in machinery equipment appraisal
Preferred Skills/Experience
- Advanced knowledge of equipment leasing and valuation
- Strong management and leadership skills
- Demonstrated planning and implementation skills
- Strong analytical, decision-making and problem-solving skills
- Excellent verbal and written communication skills
_Location Expectations_
_This role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days._
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
E-Verify
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $94,010.00 - $110,600.00
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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