• Credit Analyst I

    Great Southern Bank (Denver, CO)


    Come be a part of something greater! Great Southern Bank is committed to following an environment where everyone can contribute and succeed at every level. We celebrate and value differences in age, outlook, cultural background, lifestyle, and physical ability. We offer career opportunities and advancement across a wide range of disciplines. Come join our team of customer service experts today!

    General Description

    The Credit Analyst I is responsible for assisting the Market Manager and Relationship Managers with preparing memorandums and loan approval summaries for prospective and renewing loans. This includes, but is not limited to, researching and analyzing financial information and preparing miscellaneous reports. Attends and prepares presentation of data for loan committee meetings.

     

    Essential Duties and Responsibilities

     

    + Prepares memorandums and loan approval summaries for prospective and renewing loans in an accurate, logical, and timely manner. This duty is performed about 25% of the time.

    + Researches and analyzes financial statement data, evaluates industry trends, and consults with loan officers, accounting firms, and customers, as needed, to ensure comprehensive technical review of proposed and existing credit facilities. This duty is performed about 20% of the time.

    + Accompanies Relationship Managers on prospective and existing customer calls to discuss borrowing needs. Must effectively communicate with prospects and customers to procure financial data, assist with loan payment collections, and serve as a liaison with clients. This duty is performed about 10% of the time.

    + Attends loan committee meetings and is prepared to assist Relationship Managers with presentations of data. This duty is performed about 10% of the time.

    + Assists with department goals assigned by the Market Manager including past due loans, technical exceptions, late renewals, and past due borrower financials. This duty is performed about 25% of the time.

    + Prepares reports as requested by the Market Manager, Relationships Managers, and other members of senior management. This duty is performed about 10% of the time.

    + Maintains regular and reliable attendance, punctuality and personal appearance. Reads, writes, and communicates in a clear and efficient manner via various types of correspondence, such as, in person, phone, email, letters, etc. Adheres to all company policies and procedures, as well as all applicable banking rules, regulations, and laws (including BSA/AML).

    + Performs any other related duties as required or assigned.

     

    Education and Experience Requirements

     

    + High school diploma or GED

    + Bachelor’s Degree in Business, Accounting, Economics, Finance or related field or four years equivalent relevant work experience

    + 0-6 months of additional relevant work experience and/or training

    + Regular use of desktop/laptop computer, basic operating systems, and specialized software systems.

    + Intermediate experience with alphanumeric data entry, Excel, and Word Processing; basic experience with PowerPoint

    + Ability to calculate figures and amounts such as discounts, interest, commissions, and percentages and apply concepts such as fractions and ratios.

    Physical Requirements

    The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

     

    + Semi-repetitive and low physical activities.

    + Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.

    + While performing the functions of this job, the employee is regularly required to sit; frequently required to talk or hear, use hands to handle or feel; and occasionally required to stand, walk, reach with hands and arms, climb or balance, stoop, kneel, crouch, or crawl.

    + Occasionally required to lift and/or move up to 10 pounds.

     

    At Great Southern Bank, we are willing to accommodate for those with reasonable requests. If you need assistance at any point during the application process (completing applications, interview prep, etc…), please contact Human Resources at 417-895-4509.

     

    Great Southern Bank is proud to be an Equal Opportunity Employer, treating all candidates and employees equitably without regard to race, color, sex, religion, national origin, ancestry, age, disability, protected veteran status, gender identity, sexual orientation, pregnancy, or any other basis prohibited by law.

     

    Monday - Friday 7:45 AM - 5:45 PM; Rotating Saturday 8:45 AM - 12:15 PM

     

    Total Hours: 40

     

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