• ABS Lending Portfolio Manager

    US Bank (Charlotte, NC)


    At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

    Job Description

    The Asset-Backed Securitization (“ABS”) lending Portfolio Manager is responsible for managing a portfolio of ABS lending transactions, including auto loan, auto lease, consumer loan receivables, and other ABS asset classes. The role involves active portfolio management, including credit analysis, risk assessment, and portfolio monitoring to optimize strategy while maintaining compliance within risk parameters. The ABS lending Portfolio Manager will work closely with the ABS origination team to successfully execute on new transactions, and retain and expand existing lending relationships.

    Key Responsibilities

    -oversee the performance and risk profile of various ABS lending transactions across multiple asset classes

     

    -conduct in-depth analysis of ABS structures, underlying collateral and servicer performance

     

    - lead and conduct due diligence meetings

     

    -communicate specific transaction performance and portfolio metrics to internal stakeholders

    Basic Qualifications

    - Bachelor's or Master's degree in finance, accounting or other related field

     

    - 10 or more years of banking experience

     

    -Strong understanding of securitization structures, credit modeling, and regulatory framework

     

    -Clear and effective communication skills with internal team members, clients, and external partners

     

    Preferred Skills / Experience

     

    -Strong understanding of securitization structures, credit modeling, and regulatory framework

     

    -Clear and effective communication skills with internal team members, clients, and external partners

     

    -Excellent analytical, decision-making, and problem solving skills

     

    -Ability to work independently and collaboratively in a fast-paced environment

     

    -Precision in reviewing deal documentation, cash flow models, and portfolio monitoring

     

    If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

    Benefits:

    Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

     

    + Healthcare (medical, dental, vision)

    + Basic term and optional term life insurance

    + Short-term and long-term disability

    + Pregnancy disability and parental leave

    + 401(k) and employer-funded retirement plan

    + Paid vacation (from two to five weeks depending on salary grade and tenure)

    + Up to 11 paid holiday opportunities

    + Adoption assistance

    + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

     
     

    E-Verify

     
     

    The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $143,905.00 - $169,300.00

     
     

    Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

     

    Posting may be closed earlier due to high volume of applicants.