• Credit Analyst

    First International Bank and Trust (Edina, MN)


    Credit Analyst

     

    Department: Corporate

     

    PT/FT/Temporary : Full Time

     

    START YOUR APPLICATION (https://apply.hrmdirect.com/resumedirect/ApplyOnline/Apply.aspx?req\_id=3525676&source=3525676-CJB-0)

     

    At First International Bank & Trust, we believe in building lasting relationships through sound financial decisions and personalized service. We-re seeking a Credit Analyst who thrives on analyzing financial data, assessing credit risk, and supporting our commitment to responsible lending. If you-re detail-oriented, collaborative, and passionate about helping businesses grow, we invite you to join our team.

    In-Office Position

    Compensation - $28/hr to $55/hr

    Key Responsibilities:

    + Assist loan officers in analyzing financial information from clients across various sectors.

    + Analyze business and personal tax returns, financial statements, and risk to determine credit quality using Sageworks or similar systems.

    + Prepare loan presentations, comment sheets, and annual reviews.

    + Provide guidance and training to team members on credit analysis and review work when needed.

    + Accompany loan officers on client and prospect calls to help build and maintain key relationships.

    + Attend training sessions and collaborate on ideas and solutions for continuous improvement.

    + Perform additional duties as assigned.

    Position Competencies:

    + Strong analytical skills with the ability to gather and interpret financial data.

    + Exceptional attention to detail and organization.

    + Clear and informative written communication.

    + Ability to prioritize tasks and manage time effectively.

    Qualifications:

    + Bachelor-s degree in Finance, Accounting, or Business; 2-5 years of relevant experience in finance or lending; or an equivalent combination of education and experience.

    + Analyzed financial statements, including balance sheets, income statements, and cash flow statements.

    + Assessed borrower risk and recommended appropriate loan structures.

    + Built financial models to project future cash flows.

    + Applied underwriting principles to structure loans effectively.

    + Experience using Abrigo Sageworks preferred.

     

    We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:

     

    + Health, Dental & Vision

    + 401K Retirement Plan with Employer Match

    + Paid Parental Leave

    + Life and Disability Insurance

    + Generous PTO and Holiday pay

     

    If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at [email protected].

     

    Equal Opportunity Employer

     

    START YOUR APPLICATION (https://apply.hrmdirect.com/resumedirect/ApplyOnline/Apply.aspx?req\_id=3525676&source=3525676-CJB-0)