• Loan Closing Officer

    First Horizon Bank (Memphis, TN)


    Description

    **Locations:** Onsite with location listed

     

    At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone’s ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time.

    SUMMARY

    Responsible for working independently on complex issues, while exhibiting a solid understanding of loan documentation and closing procedures; corroborates with attorneys in reviewing loan documentation to reduce bank risk and ensure completeness and accuracy of all documents. Produces Laser Pro documentation for in house closings. Has authority to inform appropriate personnel that the loan cannot be closed until certain documents, authority, or insurance is received to ensure the loan is closed in accordance with the approval and the Bank is adequately protected and the collateral is perfected.

    ESSENTIAL DUTIES AND RESPONSIBILITIES

    + Review all necessary loan documents, and work with outside counsel to ensure that all required documents are complete and accurate

    + Ensure adequate approval authority is obtained prior to closings

    + Identify and perform necessary pre-closing lien searches

    + Ensure adequate insurance is obtained prior to closing

    + Confirm and verify collateral values, as required in the approval

    + Review and determine that all required documentation is in place and acceptable for closing a loan; at times may have to inform the appropriate personnel that the loan cannot be closed until certain documents to protect the Bank’s position are obtained

    + Review existing documentation for loan relationship with Bank for renewals and increases

    + Produce Laser Pro documents for in house closings

    + Upload collected documentation into the Bank’s imaging system

    + Complete the auto-generated checklists in the Bank’s system of record

    + Address and clear any exceptions in bank system of record as it relates to loan closer due diligence

    + Assist in other duties and special projects as requested

    + Performs all other duties as assigned

    SUPERVISORY RESPONSIBILITIES

    + No supervisory responsibilities

    QUALIFICATIONS

    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

    About Us

    First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https://urldefense.com/v3/\_\_https:/www.firsthorizon.com/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .

    Benefit Highlights

    • Medical with wellness incentives, dental, and vision

    • HSA with company match

    • Maternity and parental leave

    • Tuition reimbursement

    • Mentor program

    • 401(k) with 6% match

    • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

    Follow Us

    Facebook (https://www.facebook.com/FirstHorizonBank)

     

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    LinkedIn (http://www.linkedin.com/company/first-horizon-bank)

    Instagram

    YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209\_-Q)

     

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

     

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

     

    For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.