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Senior Data Analyst, Credit Risk Management
- PenFed Credit Union (Irving, TX)
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Overview
Are you looking to take your career from good to great? As an employee of PenFed, every day is an opportunity to thrive, and be part of a team working to ensure our organization is providing world class service to our members, employees, and our communities. We exist to help our members realize their full potential, educate and encourage their dreams, and make every effort to follow our mission and help our members “do better.” Joining PenFed is more than being an employee; it’s about being a part of the PenFed family.
PenFed is hiring a (Hybrid) Senior Data Analyst, Credit Risk Management at our Irving, Texas; San Antonio, Texas or Tysons, Virgina location. The primary purpose of this position will be to develop and maintain custom data structures and support the Chief Credit Office organization with data management, transformation, and process improvements for providing high quality data. This position will also assist in data engineering and logistics for model implementation, analytical reporting, model execution in the production environment, data process documentation, data quality assurance, and other related ad hoc analytics within the Chief Credit Office.
Responsibilities
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties, and the position will perform other duties as assigned.
+ Work with Credit Risk Management to develop a custom database to be used as the basis for reporting and analytics for Quantitative Risk Management, Consumer Retail Credit Risk, Mortgage Credit Policy, and Commercial & Counterparty Credit Risk.
+ Coordinate with internal enterprise data team and external vendors to ensure accuracy of data used in credit risk processes and reporting. Identify required data, and work with data stewards to understand data sources, ensure data quality, and retrieve data on a timely basis.
+ Maintain and improve process documentation and credit risk data dictionaries.
+ Provide data support as needed for modelling and regulatory reporting.
+ Resolve data quality problems.
+ Investigate and understand the nature of data quality issues and work with people across departments or vendors to correct data and address the root causes of the issues.
+ Identify opportunities to automate existing manual processes and provide recommendations on ways to enhance or improve existing reporting.
+ Partner with key stakeholders in various groups (Business Lines, Compliance, Operations, Finance / Credit Risk Modeling, and Enterprise Risk Management) to understand data flows and processes throughout the organization.
Qualifications
Equivalent combination of education and experience is considered.
+ Bachelor’s degree in business, Economics, Quantitative Discipline or Equivalent, Finance is required. MBA or master’s degree in the related field is highly preferred.
+ Minimum of three (3) years of experience in data analysis & reporting, credit risk policy & analysis, credit risk management, or modeling in financial services industry. Experience in Mortgage lending products is preferred.
+ Strong skills in various data analysis and visualization tools including SQL, SAS, Excel and PowerPoint are required.
+ Experience in SQL code writing and compiling data from various sources to produce reporting using SQL Server, MySQL, Oracle, Access or other database tools.
+ Proficiency in BI tools such as Tableau and PowerBI is highly recommended.
+ Proven project management skills and ability to manage multiple projects
+ Excellent written and verbal communication, and presentation skills required.
+ Self-motivated and strong interpersonal skills in order to actively lead and implement ideas in a cross-functional team environment.
+ Out of the box thinker with a track record of developing creative solutions and problem solving.
+ Prefer candidates with strong intellectual curiosity and diverse experience working in non-technical as well as highly technical roles.
+ Ideal employees will have good common sense to understand business problems and how to transform and utilize coding and technical data techniques to solve those problems.
Supervisory Responsibility
This position will not supervise employees.
Licenses and Certifications
There are no additional certifications required.
Work Environment
While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.
*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*
Travel
Ability to travel to various worksites and be on-call may be required.
About Us
Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 2.9 million members and over $31 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam and Puerto Rico. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day. We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more. Equal Employment OpportunityPenFed management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. PenFed will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. PenFed will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to PenFed. Contact human resources (HR) with any questions or requests for accommodation at 402-639-8568.
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Senior Data Analyst, Credit Risk Management
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